The ongoing threat of violence in the workplace continues to weaken morale and compromise organizational culture, not to mention putting employees' safety at risk. It's unacceptable that people should have to face the threat of violence while doing their jobs. To meet California Labor Code 6401.9, this training should be supplemented with workplace-specific violence risks and controls. This training addresses:
- Definition of workplace violence and threats
- Warning indicators
- Specific threats to the workplace
- What bystanders who witness threats or violence can do
- Ways employees can de-escalate threats of violence
- An organization's workplace violence prevention plan
- Responding to an armed intruder
- How to report concerns
- A manager's duties to prevent and respond to workplace violenc
- Post incident responsibilities to prevent reoccurance

Disclaimer: This course supports compliance with California Senate Bill 553 and section 6401.9 regarding training on workplace violence. Additional training may be needed to supplement this training to address requrements regarding workplace-specific risks and controls to prevent and mitigate violence.

The Home Mortgage Disclosure Act (HMDA), as implemented by Regulation C, outlines the fundamentals of recordkeeping, reporting, and disclosure requirements. The course explores HMDA's history and its crucial role in mortgage industry transparency and fair lending, how precise reporting and disclosure prevent costly institutional consequences, the many financial institutions and loan types regulated by HMDA and Regulation C, the variety of transactions that require careful documentation and reporting, and compliant reporting data points, typical recording errors, and partial exemptions.

This course explores the Fair and Accurate Credit Transactions Act (FACT Act), which aims to ensure consumer reporting agencies have fair and sensible ways to handle customers’ information, such as consumer credit, employment, insurance, and other data. The act has provisions for protecting customers' financial information, combating identity theft, and ensuring accuracy in the information provided to consumer reporting agencies.

Compliance concerns begin when a mortgage professional uses the telephone to solicit business from a consumer. Consumers have protection against unwanted telephone solicitations under the national Do-Not-Call Registry, the Telemarketing Sales Rule, and state do-not-call laws. This course explores the background and goals of the Telemarketing Consumer Fraud and Abuse Prevention Act and the Telephone Consumer Protection Act. It covers issues and provisions related to telephone solicitations, specifically the Do-Not-Call Registry.

While not a BSA program, it is a program in the BSA Exam Manual. It is often examined at the same time as BSA but OFAC has higher fines and penalties. The OFAC program comes out of the US Treasury and comes from executive orders issued by the President over various administrations. We as a financial institution do not do business with those on the OFAC lists.

What does the US Treasury say about a “culture of compliance”? Learn more about how we as financial institution’s management create that culture and continue to give BSA and OFAC the respect that the programs deserve.

Terrorism financing is still a problem in the US. Many funds are moved to charities that underwrite terrorism. These funds move through wires, money service businesses and often are in small amounts and are difficult to detect.

Whether it’s a circuit for a component of a weapon of mass destruction or whether it’s a crime that supports weapons of mass destruction, these all come under proliferation financing and how we prevent it. Learn more about financing of weapons of mass destruction and the role of financial institutions.

Learn how BSA is governed from the government and how we have to govern BSA. Governance is formatted differently at different institutions but still has to have a commitment from management, the Board and the staff to work properly. Learn more about the process of running the BSA program.

During this video learn about how professional money mules operate. This is not the person who perpetuates the crime, but the person who moves money for the criminal. We will cover how these individuals and organizations operate and the impact they have on our financial institution.