This course provides an overview of the important regulations and regulatory guidance concerning overdraft practices, both discretionary overdraft programs as well as automated overdraft programs operated by all types of financial institutions. The course alos discusses the elements of a good overdraft program.

Learn how the Truth in Savings Act and Regulation DD help consumers make informed decisions when depositing money at financial institutions.

This course describes the purpose of Regulation E and emphasizes the error resolution process.

This course covers important regulations relating to overdraft services and explains the elements of a good overdraft program.

Explore the Expedited Funds Availability Act and Regulation CC. Learn about the basics, exceptions and the specific availability of particular funds.

Gain a basic understanding of the Check 21 Act. Review the checking process, general requirements for substitute checks, consumer awareness provisions and expedited re-crediting procedures.

This course describes cash management and explains how banks assist businesses to improve cash management.

Regulation J governs all funds transfers performed through Fedwire. Explore Subpart B and learn about the general regulation requirements, internal controls and operations, and practices you must be aware of to ensure your institution maintains compliance.

Build on your knowledge of FDIC and commercial deposit accounts, while brushing up on your familiarity with FDIC coverage of sweep accounts.

Your customer/member's financial activities are protected under the RFPA. Explore the RFPA regulations, and see how and when the federal government can access customer/member's financial institution records.