This course provides an overview of the important regulations and regulatory guidance concerning overdraft practices, both discretionary overdraft programs as well as automated overdraft programs operated by all types of financial institutions. The course alos discusses the elements of a good overdraft program.

This course is an introduction to the compliance responsibilities of tellers. The course categorizes several job functions and provides an overview of the compliance regulations that apply to each function.

Our assumption is that tellers are involved in the typical window transactions, such as handling deposits and withdrawals from deposit accounts, receiving payments on loan accounts, making transfers from account to account, selling cashier’s and teller’s checks, and assisting with balance inquiries.

This course provides an overview of the major features of the Revised Article 9 (RA9) of the Uniform Commercial Code. 

This course explains disclosures and other requirements related to member deposit accounts. It also includes disclosures on overdraft service programs.

Learn how the Truth in Savings Act and Regulation DD help consumers make informed decisions when depositing money at financial institutions.

This course describes the purpose of Regulation E and emphasizes the error resolution process.

This course covers important regulations relating to overdraft services and explains the elements of a good overdraft program.

Explore the Expedited Funds Availability Act and Regulation CC. Learn about the basics, exceptions and the specific availability of particular funds.

Gain a basic understanding of the Check 21 Act. Review the checking process, general requirements for substitute checks, consumer awareness provisions and expedited re-crediting procedures.

Financial institutions must keep certain amounts of cash available for customer/member withdrawals. Take a closer look at Regulations D and Q that support and govern these requirements.