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Investigating the Applicant Part 2

Course Description

This course focuses on the financial strength of the borrower. From the tax returns and personal financial statement you will learn to calculate the applicant's debt to income ratio and determine if it is sufficient to repay a loan. Understanding appraisals is also a key element when evaluating mortgage and home equity lending requests to determine if there is a sufficient secondary source or repayment.
120 Minutes
Series: Consumer Lending Program (in Partnership with Eensight)
Roles: Commercial, Operations & IT, Retail
Course Format: Online Self-Paced

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