402 Results
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Americans with Disabilities Act ~ E3
This course provides an overview of the Americans with Disabilities Act (ADA), its purpose, and how its provisions are organized. This course will specifically focus on the requirements of Titles I and III of the ADA. Your financial institution must comply with the employment provisions of Title I and the public accommodations provisions of Title III presented in this course.60 Minutes -
An In-Depth Look at Credit Report Analysis ~ E3
Credit report analysis is one of the most basic functions any role in the loan manufacturing process will perform. Mortgage professionals that can read and interpret credit report data are able to clearly counsel borrowers on the status of their mortgage applications, determine actions needed to remediate potential concerns and collaborate with mortgage operations staff on the best course of action to resolve. What You'll Learn: Understand credit scores and the components that determine them Analyze and interpret credit reporting data Describe derogatory items that are found on credit reports and how to deal with them30 Minutes -
An Introduction to Insider Threats
Across the globe, organizations spend countless hours working to keep sensitive data out of the hands of cybercriminals. This task has become even more difficult to manage due to an increasing number of data compromises that stem from insider threats. This threat from within, or “insider threat” can be successfully addressed using the strategies shared in this module. In this module we will discuss the three types of insider threats, some recognizable behaviors associated with each type and provide simple yet effective strategies to counteract each threat.
7 Minutes -
An Introduction to Unconscious Bias
Unconscious bias refers to the limited and unrecognized lens through which we see the world. At times, this can impede how we view others, which can lead us to underestimate their abilities and contributions. When we recognize our unconscious bias, we can learn to manage it and enable a broader and richer perspective regarding others and the world.12 Minutes -
Analyzing Personal Financial Statements
Discover the relationship between using personal financial statements to determine individual borrowers™ creditworthiness, in both consumer and private bank situations, and doing so to gauge the financial strength of individuals as principals and guarantors.60 Minutes -
Anti-Terrorism ~ E3
Several federal laws have been passed to strengthen homeland security and help detect and deter terrorist activity in the financial sector. This course will discuss the U.S. government™s efforts to combat terrorism and related illegal activities with the help of financial institutions like yours. The course will provide an overview of the U.S. anti-terrorism laws and international anti-terrorism efforts. You will learn about common terrorist financing methods and how you can be a part of the effort to detect and deter that activity.20 Minutes -
Appraisal and Evaluation Interagency Guidelines
This course provides an overview of the appraisal and evaluation guidelines developed for all the federal financial institution bank, savings bank and credit union regulators.30 Minutes -
Appraisals
In this course, participants will learn the basics of the property appraisal process. This includes a review of the Uniform Standards of Professional Appraisal Practice (USPAP), which govern appraiser conduct, and the entities and regulations that apply to appraisal activities. This course will also briefly discuss recent changes to federal law that impact appraisal requirements, including standards for providing appraisal reports and related disclosures. Finally, students will learn about the three approaches that professional appraisers use when developing a property valuation, and will explore the appraisal process step by step.30 Minutes -
Appropriate Use of Social Media
Social media can be an excellent tool to connect and interact with customers, show thought leadership, and build a brand, but it also poses unique security, HR, and public relations challenges. This course covers social media best practices including secure use, accountability, harassment, how to spot scams, secure passwords, and advanced security features. This HTML5-based, iPad-compatible course uses high-quality video and real-world simulations to teach best practices for social media.14 Minutes -
Assessing Borrower Income for C Corporations
The course includes an explanation of C corps, the tax return documents used for verification, and the process for determining income used for lending purposes through an income analysis. What You'll Learn: Recognize the tax forms used for C Corporations Describe the process to determine self-employed monthly income Demonstrate how to calculate self-employed monthly income20 Minutes