Consumers rely on the guidance of mortgage professionals as they navigate the loan process. Whether for a first-time home purchase or a refinance, most consumers only get a mortgage loan a couple of times over the course of their lives. As the industry changes, regulations emerge, and available products appear, adjust, or fade away, borrowers will turn to their mortgage loan originator to help keep them informed. Staying aware of the requirements that apply to loan transactions in their state is the best way for licensees to maintain a successful, compliant track record. This course provides a review of the topics outlined by the Utah Division of Real Estate (DRE) that are required to satisfy continuing education requirements for mortgage loan originators in the state. Students will also review numerous disciplinary actions taken by the Division in recent years. Though the names of parties involved and some details are changed for privacy reasons, all of the examples provided throughout the course are based on real-life actions taken against Utah licensees. These cases represent the significant compliance topics that are vital for Utah licensees to understand as they go about their business in the state or seek licensure there.