Continuing Education Classroom

2 Hour SAFE Elective: The New URLA (Live)

About this Course

Transactions for home loans begin when a consumer submits a mortgage loan application. With very few exceptions, the application form that lenders offer to loan applicants is the Uniform Residential Loan Application (URLA). Effective in 2020, a new version of the URLA replaces the form that was previously in use for more than 20 years. This course is designed to provide an overview of the new URLA, including the ethical implications and prohibitions identified by ECOA and Reg B. This course satisfies two hours of elective education for loan originators.
SKU 4303US20250B00
Certificate of Completion

What You'll Learn

  • Objectives in redesigning the URLA
  • Key elements of the redesigned URLA, including its static and dynamic versions and informational components
  • Guidelines for completing the Lender Loan Information component of the URLA
  • Legal and ethical challenges that loan originators face
  • Guidelines for completing Section 4 of the lender's component of the URLA
  • Consequences of use of misrepresentations and false information on the URLA by parties to a transaction
  • ECOA's prohibitions against discrimination

How it Works

This course is delivered in a face to face format in which the student and instructor will occupy and interact in the same physical location.

All materials for your NMLS-approved Live CE Courses will be handed to you on the scheduled day of class. Materials will include textbook(s), assessment(s), syllabi, Rules of Conduct (ROC) and a survey. At the beginning of class you will need to provide a valid photo ID during the time of registration in order to attend class. For all Live CE courses, you must be present and attentive for the full length of class. If you are unable to complete any section of the class, you will be required to reschedule. Any missed check-in will prevent you from receiving credit, and you will be required to reschedule. Before you are able to receive credit, you must also initial on the roster that you have read and understand the Rules of Conduct Document (ROC), which will be made available to you when you arrive to the class.


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