Continuing Education Online Self-Paced

2 Hour SAFE Elective: The New URLA (Online)

About this Course

Transactions for home loans begin when a consumer submits a mortgage loan application. With very few exceptions, the application form that lenders offer to loan applicants is the Uniform Residential Loan Application (URLA). Effective in 2020, a new version of the URLA replaces the form that was previously in use for more than 20 years. This course is designed to provide an overview of the new URLA, including the ethical implications and prohibitions identified by ECOA and Reg B. This course satisfies two hours of elective education for loan originators.
SKU 4303US20250A00
  • 24/7 access to your course online
  • Certificate of completion

What You'll Learn

  • Objectives in redesigning the URLA
  • Key elements of the redesigned URLA, including its static and dynamic versions and informational components
  • Guidelines for completing the Lender Loan Information component of the URLA
  • Legal and ethical challenges that loan originators face
  • Guidelines for completing Section 4 of the lender's component of the URLA
  • Consequences of use of misrepresentations and false information on the URLA by parties to a transaction
  • ECOA's prohibitions against discrimination

How it Works

This is an online self-paced course that allows you to study the course material independently and at your convenience. Access to a computer with internet access is required. Please note this course is only supported for laptop or desktop computers, as NMLS requirements prohibit the consumption of licensing training on mobile devices, such as cell phones or tablets.


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