Continuing Education Webinar

2 Hour SAFE Elective: The New URLA (Webinar)

About this Course

Transactions for home loans begin when a consumer submits a mortgage loan application. With very few exceptions, the application form that lenders offer to loan applicants is the Uniform Residential Loan Application (URLA). Effective in 2020, a new version of the URLA replaces the form that was previously in use for more than 20 years. This course is designed to provide an overview of the new URLA, including the ethical implications and prohibitions identified by ECOA and Reg B. This course satisfies two hours of elective education for loan originators.
SKU 4303US20250G00
Certificate of Completion

What You'll Learn

  • Objectives in redesigning the URLA
  • Key elements of the redesigned URLA, including its static and dynamic versions and informational components
  • Guidelines for completing the Lender Loan Information component of the URLA
  • Legal and ethical challenges that loan originators face
  • Guidelines for completing Section 4 of the lender's component of the URLA
  • Consequences of use of misrepresentations and false information on the URLA by parties to a transaction
  • ECOA's prohibitions against discrimination

How it Works

This course is delivered via a live feed of an instructor presenting course material and is designed to allow the student to communicate in real time with the instructor as well as fellow students.

All information and material for your NMLS approved live webinar course will be sent to you one business day before your scheduled start day. The information sent to you will include step-by-step instructions for how to register for your webinar, as well as a syllabus providing a brief outline of your course and background information on your instructor. You must be present and attentive for the full length of the webinar. If you are unable to complete any section of the class, you will be required to reschedule. You will be required to check in at random points during the course to confirm attendance. Any missed check-in will prevent you from receiving credit, and you will be required to reschedule. Before you are able to receive credit, you must also sign your Rules of Conduct document (ROC), which will be made available to you before your scheduled start time.


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