Continuing Education Online Self-Paced

7 Hour SAFE Core: Protecting Borrowers Through Compliant Origination (Online)

About this Course

The expectations placed on mortgage loan originators today are greater than ever when it comes to regulatory compliance. To be successful, loan originators need not only understand the regulations, but also how to practically apply them. Students taking this course will review a variety of regulations including, but not limited to those below. This mortgage continuing education course is NMLS-approved for seven hours of continuing education required for mortgage loan originators to renew their mortgage license.
SKU 4303US20010A00
24/7 access to your course online
  • Certificate of completion
  • What You'll Learn

    • Recognize federal standards for ensuring borrower qualifications and QM products
    • Coverage of TILA-RESPA Integrated Disclosure Rule compliance
    • Additional disclosures that must be made during mortgage loan transactions, including electronic disclosures
    • Requirements for clear and accurate advertising of mortgage products
    • Borrower's right to rescind in certain transactions
    • Fair lending regulations under the Equal Credit Opportunity Act and privacy requirements under the Gramm-Leach-Bliley Act
    • Provisions of the Red Flags Rule for detecting identity theft and fraud
    • Requirements of the Telemarketing Sales Rule
    • Requirements related to unfair, deceptive, and abusive acts or practices (UDAAP) in telemarketing and advertising
    • Common mortgage fraud scams, schemes and money laundering methods
    • Requirements to report suspicious activity in compliance with the Anti-Money Laundering law
    • The growing popularity of ARM loans in the current lending environment
    • Special conditions of refinancing an ARM to a standard mortgage
    • The role of 'no-cost' loans in the current lending market
    • And more!

    How it Works

    This is an online self-paced course that allows you to study the course material independently and at your convenience. Access to a computer with internet access is required. Please note this course is only supported for laptop or desktop computers, as NMLS requirements prohibit the consumption of licensing training on mobile devices, such as cell phones or tablets.


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