Continuing Education Classroom

8 Hour SAFE Comprehensive: Navigating Compliance In The Current Market (Live) (FIMC Private)

Navigating Compliance in the Current Market offers an up-to-the-minute look at myriad topics affecting the market today. From compliance challenges to affordable housing, participants will review a number of contemporary subjects related to mortgage loan origination. Covered issues include TILA, RESPA, the TRID Rule, ECOA, the Fair Housing Act, FCRA, the GLBA, and more. Plus, students will explore nontraditional loan programs, affordable housing concerns, cryptocurrency in the mortgage market, mortgage fraud, and beyond.


SKU 4303US23000BFI

Certificate of Completion

What You'll Learn

  • Define requirements for notifying consumers of action taken on their loan applications
  • Recognize common compliance failures in completion of the Loan Estimate and Closing Disclosure
  • Recall significant compliance standards under TILA, including disclosure requirements, lending standards for HPMLs, and more
  • Describe RESPA’s prohibitions against improper handling of fees and charges
  • Recall the key context for and scope of the Equal Credit Opportunity Act and the Fair Housing Act
  • Discuss various forms of overt and implicit discrimination that occur in the marketplace
  • Recognize contemporary fair lending measures in the marketplace
  • Recall how companies can attempt to correct internal fair lending issues, and the consequences of violating federal fair lending laws
  • Identify the benefits and drawbacks of common nontraditional products for qualified borrowers
  • Define non-qualified mortgages and the standards to which they are held
  • Describe the key features, risks, and rewards of no-cost loans, ARMs, and 40-year mortgages
  • Recall the key measures of federal anti-money laundering laws and regulations
  • Recognize several contemporary money laundering and mortgage fraud tactics
  • Discuss the connections between digital currency, money laundering, and mortgages

How it Works

This course is delivered in a face to face format in which the student and instructor will occupy and interact in the same physical location. All materials for your NMLS-approved Live CE Courses will be handed to you on the scheduled day of class. Materials will include textbook(s), assessment(s), syllabi, Rules of Conduct (ROC) and a survey. At the beginning of class you will need to provide a valid photo ID during the time of registration in order to attend class. For all Live CE courses, you must be present and attentive for the full length of class. If you are unable to complete any section of the class, you will be required to reschedule. Any missed check-in will prevent you from receiving credit, and you will be required to reschedule. Before you are able to receive credit, you must also initial on the roster that you have read and understand the Rules of Conduct Document (ROC), which will be made available to you when you arrive to the class.


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