Continuing Education Online Self-Paced

8 Hour SAFE Elective: Examining Industry Issues in Today's Mortgage Market - for Indiana Principal Manager Licensees Only (Online)

About this Course

As the mortgage industry continues to evolve, mortgage loan originators must stay abreast of the topics most pertinent to their everyday business. Examining Industry Issues in Today’s Mortgage Market provides a review of relevant issues facing mortgage loan originators today, specifically those outlined by NMLS as required topics for continuing education. Students will examine provisions of the Real Estate Settlement Procedures Act, the Truth-in-Lending Act, and the TILA-RESPA Integrated Disclosure Rule, specifically rules for filling out the Loan Estimate and Closing Disclosure for both a fixed-rate and an adjustable-rate mortgage transaction. In addition, students will take a look at the new Uniform Residential Loan Application and provisions of the law related to money laundering in the mortgage industry. Please note, this course is NMLS-approved for eight hours of continuing education and is intended for individuals pursuing an Indiana-SOS Principal Lending Manager license.
SKU 4303US21020A00
  • 24/7 access to your course online
  • Certificate of completion

What You'll Learn

  • Recall provisions of the TILA-RESPA Integrated Disclosure (TRID) Rule, including its goals, important definitions, and the types of transactions that are subject to the TRID Rule
  • Define the rules for completing the Loan Estimate and Closing Disclosure
  • Recall information in the URLA that is relevant to ethical issues arising during home loan transactions
  • Identify the ethical obligations of mortgage loan originators
  • Recognize the standards that today’s subprime borrowers must meet to secure a mortgage, and how FHA and VA loans make more mortgage credit available to these consumers
  • Recognize required and prohibited practices for HELOC transactions


How it Works

This is an online self-paced course that allows you to study the course material independently and at your convenience. Access to a computer with internet access is required. Please note this course is only supported for laptop or desktop computers, as NMLS requirements prohibit the consumption of licensing training on mobile devices, such as cell phones or tablets.


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