Continuing Education Classroom

8 Hour SAFE Comprehensive: Protecting Borrowers Through Compliant Origination (Live)

About this Course

The expectations placed on mortgage loan originators today are greater than ever when it comes to regulatory compliance. To be successful, loan originators need not only understand the regulations, but also how to practically apply them. Students taking this course will review a variety of regulations including, but not limited to those below. This mortgage continuing education course is NMLS-approved for the eight hours of continuing education required for mortgage loan originators to renew their mortgage license.
SKU 4303US20000B00
Certificate of Completion

What You'll Learn

  • Recognize federal standards for ensuring borrower qualifications and QM products
  • Integrated Disclosure Rule compliance
  • Coverage of TILA-RESPA
  • Additional disclosures that must be made during mortgage loan transactions, including electronic disclosures
  • Requirements for clear and accurate advertising of mortgage products
  • Borrower's right to rescind in certain transactions
  • Fair lending regulations under the Equal Credit Opportunity Act and privacy requirements under the Gramm-Leach-Bliley Act
  • Provisions of the Red Flags Rule for detecting identity theft and fraud
  • Requirements of the Telemarketing Sales Rule Requirements related to unfair, deceptive, and abusive acts or practices (UDAAP) in telemarketing and advertising
  • Common mortgage fraud scams, schemes and money laundering methods Requirements to report suspicious activity in compliance with the Anti-Money Laundering law
  • The role of 'no-cost' loans in the current lending market Sources of funds a borrower may and may not use when purchasing a home Interpret the terms associated with acceptable funds to close Implications of using funds from the sale of real estate
  • The growing popularity of ARM loans in the current lending environment Special conditions of refinancing an ARM to a standard mortgage
  • And more!

How it Works

This course is delivered in a face to face format in which the student and instructor will occupy and interact in the same physical location.

All materials for your NMLS-approved Live CE Courses will be handed to you on the scheduled day of class. Materials will include textbook(s), assessment(s), syllabi, Rules of Conduct (ROC) and a survey. At the beginning of class you will need to provide a valid photo ID during the time of registration in order to attend class. For all Live CE courses, you must be present and attentive for the full length of class. If you are unable to complete any section of the class, you will be required to reschedule. Any missed check-in will prevent you from receiving credit, and you will be required to reschedule. Before you are able to receive credit, you must also initial on the roster that you have read and understand the Rules of Conduct Document (ROC), which will be made available to you when you arrive to the class.


Have a question?  Check out our Frequently Asked Questions