This course will focus on the laws and rules that regulate mortgage loan originators, bankers, and brokers doing business in Arizona. Throughout this course, students will review fictionalized scenarios based on real regulatory decisions made by the Department of Financial Institutions in recent months, paired with a discussion of the relevant sections of Arizona law and regulations. In Module 1, students will review standards for maintaining a license, disclosures, limitations on fees and charges, and recordkeeping. In Module 2, students will look at provisions related to advertising and prohibited conduct for licensees, as well as disciplinary action that may be taken when violations of the law occur. Students will also review provisions of the law related to residential mortgage fraud.