About this Course
Fair lending should always be a high priority for mortgage market participants. Discrimination of any kind – large or small, intentional or unintentional – is unacceptable and should be viewed and treated as a serious ethical breach. Homeownership is one of the most accessible ways to build wealth, and denying anyone that opportunity based on discriminatory reasoning is absolutely unacceptable. Harmful stereotypes, inequitable practices, unfairly restrictive requirements, and problematic comments and questions still linger in the discourse, and they can seep into everything, including mortgage loan transactions. This course will explore bias, microaggressions, and the consequences of bias and discrimination in mortgage lending practices. Participants will also review disparate impact, redlining, and other fair lending concerns.
