Connecticut Mortgage License Requirements
Learn about the Connecticut mortgage education requirements for mortgage licensing.
Please contact the Connecticut Department of Banking for specific requirements for this state, but generally mortgage loan originators are required to:
- Complete a federal and state Criminal Background Check (CBC).
- Authorize a credit report through the NMLS.
- Fulfill all state and federal education requirements as designated by your state agency.
- Take and pass a National Test.
Connecticut NMLS Pre-Licensing Education Requirements:
New state-licensed MLOs are required to complete 21 hours of NMLS-approved education. This includes:
- 3 hours of federal law
- 3 hours of ethics
- 2 hours of non-traditional mortgage lending training
- 12 hours of electives
- 1 hour of Connecticut state-specific education
Connecticut Continuing Education Requirements:
State-licensed MLOs are required to complete 8 hours of NMLS-approved mortgage education annually beginning the year they are licensed (unless PE was completed in the same year). This includes:
- 3 hours of federal law
- 2 hours of ethics
- 2 hours of non-traditional mortgage lending
- 1 hour of Connecticut state-specific education
MLOs are advised that to comply with the SAFE Act’s “successive years” rule, they may not take the same CE course two years in a row.
Connecticut Mortgage Licensing:
- Connecticut Department of Banking
- Phone: 860-240-8225
- Website: dob.ccl@ct.gov
Note: Individuals who fail to maintain an active, valid license for at least 3 years must satisfactorily complete the twenty (20) hours of pre-licensing education within the three (3) year period immediately preceding the date of application for licensure.
NMLS Resources:
- Connecticut MLO License Description Page
- Professional Standards: Mortgage Education
- Professional Standards: Criminal Background Check
- Professional Standards: Credit Report
- Professional Standards: MLO Testing