Renew your MLO license with ease or grow your portfolio with an additional state license.
Our most popular format - Video CE - is back and better than ever! This year's CE "Closers" feels like entertaining TV, but actually counts for credit.
Explore our full range of CE formats built to fit your pace, preferences, and routine.
This year's Video CE "Closers" is story-driven, engaging, and designed for humans with things to do. Press play and get started. Learn More
This text-based course is entirely self-paced, allowing you to start and finish at your convenience. Great for busy, asynchronous learners. Shop Self-Paced Courses
Our fast-paced webinars are led by live expert instructors. Perfect for MLOs who love the opportunity to engage and ask questions. Shop Webinars
Complete your CE requirements in a face-to-face classroom setting. Great for MLOs who want their CE done in one guided session. Check out our in-person training schedule to find a class near you. *Available in select cities - filter by State to find your local options. Shop In-Person Classes
Renew your license if you did not finish your continuing education on time with mortgage late continuing education.
Important details to know about mortgage license renewal.
The NMLS states that all MLOs must comply with the SAFE Act (The Secure and Fair Enforcement for Mortgage Licensing Act), which requires MLOs with a state license to complete continuing education each year. To start your continuing education training, you will need your NMLS number.
To meet your mortgage CE requirements and maintain your mortgage license status, you are required to complete a minimum 8 hours of NMLS-approved education covering these topics:
The NMLS recommends completing your 2026 CE according to these renewal deadlines:
Some states have earlier recommended deadlines. To find your state-specific CE deadlines for 2026, visit our CE deadline page.
Some states require their own state-specific hourly requirements in addition to national hours for continuing education, while other states do not require any state-specific CE hours.
For example, Florida requires a 7-hour national CE course and 1 hour of Florida state-specific training. Conversely, Colorado only requires an 8-hour national CE course to keep an MLO license active in their state.
If you are licensed in multiple states, make sure to review your state requirements and follow them closely.
Meeting your CE hourly requirements can be a hassle when searching for the right training. That's why we developed our Course Finder tool, our intuitive course selection tool. Just choose the state(s) where you're licensed, and a tailored list of NMLS-approved CE courses will appear based on your selections.
We've got answers to the most commonly asked continuing education questions.
Every state requires at least 8 hours of national NMLS-approved continuing education. Some states require additional hours specific to the state. To find out which continuing education courses you are required to take, use our Course Finder, where you can enter the states you need CE for, and we’ll show you the exact courses needed to meet the minimum hourly requirements for the states you have chosen.
The SAFE Act does not permit licensed MLOs to complete the same course in two successive renewals. Fortunately, we create new courses every year, meaning you'll always get the most up-to-date education and you will never have to worry about whether or not you're meeting the "successive years" rule.
Many states allow for a reinstatement period, typically from January 1 to February 28. During this reinstatement period, you must complete continuing education specifically approved by the NMLS as “Late CE”. Our late CE courses are NMLS-approved and are available for every state.
The NMLS requires all completed hours to be "banked" with the NMLS. OnCourse Learning, as your NMLS-approved course provider, will submit your completion record to the NMLS within seven days after you have finished your coursework and your session has ended. The NMLS charges $1.50 per credit hour to "bank" your credit hours.
You can visit the NMLS website for assistance or call 855-665-7123, press option 2, then press option 1, to speak with an NMLS representative.
