DC NMLS-Approved Mortgage Continuing Education

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Choose the District of Columbia NMLS-approved mortgage continuing education course that is right for you

Our NMLS-approved District of Columbia mortgage loan originator (MLO) CE courses help you stay licensed and compliant. Our District of Columbia 8-hour mortgage SAFE comprehensive course is designed specifically for District of Columbia mortgage loan officers and is offered as an online, self-paced or audio course. 

8 Hour DC SAFE Comprehensive: Maintaining Mortgage Industry Awareness

SKU : 4303DC19000A00

Credit Hours | 8

Category | Comprehensive


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Maintaining Mortgage Industry Awareness provides a review of relevant issues facing mortgage loan originators today, specifically those outlined by NMLS as required topics for continuing education. Students will examine provisions of the Truth-in-Lending Act, the TILA-RESPA Integrated Disclosure Rule, and the Qualified Mortgage Rule, including issues related to considering the triggers, tolerances, and thresholds that enable loan originators to determine when disclosures are due and what information is required. In addition, students will take a look at the Real Estate Settlement Procedures Act, specifically rules related to lead agreements, marketing services agreements, co-marketing, desk licensing agreements, and affiliated business arrangements. Students will also review several nontraditional mortgage products, such as adjustable-rate mortgages and fixed-rate mortgages with terms of 15 and 40 years. Finally, students will review mortgage laws and regulations specific to the District of Columbia. This course is NMLS-approved for eight hours of continuing education required for District of Columbia mortgage loan originators, as specified by the S.A.F.E. Mortgage Licensing Act and District of Columbia law. Annual S.A.F.E. Act continuing education requirements for District of Columbia loan originators include three hours of federal law, two hours of ethics, two hours of nontraditional mortgage lending, and one hour of District of Columbia-specific laws and regulations, for a total of eight hours.

1 Hour DC SAFE: District of Columbia Mortgage Law Updates

SKU : 4303DC19500A00

Credit Hours | 1

Category | Elective


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This course will focus on the laws and rules that regulate mortgage loan originators, lenders, and brokers doing business in the District of Columbia. Throughout this course, students will review fictionalized scenarios based on real regulatory decisions made by the Department of Insurance, Securities and Banking in recent months, paired with a discussion of the relevant sections of District of Columbia law and regulations. In Module 1, students will review required conduct for licensees, including use of unique identifiers, the duty of good faith, reporting, and disclosures. In Module 2, students will look at prohibited conduct for licensees, as well as disciplinary action that may be taken when violations of the law occur. Students will also review provisions of the District of Columbia Home Loan Protection Act.



Your Success is Our #1 Priority

OnCourse Learning empowers aspiring mortgage loan originators (MLOs) and seasoned mortgage loan officers to take their learning experience to the next level. Get and maintain your NMLS license with:

  • NMLS approved mortgage pre-licensing, continuing education and late CE courses
  • NMLS test prep tools to help you pass your NMLS license exam
  • Over 20 years of mortgage education experience

We’ve helped over 300,000 mortgage brokers begin and advance their careers. Get started today!

District of Columbia Mortgage License Requirements

Learn about the District of Columbia mortgage education requirements for mortgage licensing.

In the state of District of Columbia, mortgage loan originators are required to:

  1. Complete a Criminal Background Check (CBC).
  2. Authorize a credit report through the NMLS that demonstrates financial responsibility.
  3. Fulfill all state and federal education requirements as designated by your state agency.
  4. Take and pass the National Component.
  5. Provide an executed copy of the required District of Columbia Clean Hands Certification form.
  6. Sponsorship by a District of Columbia mortgage lender, mortgage broker or mortgage dual authority licensee.
  7. Furnish fingerprints less than ninety (90) days old to the NMLS&R for the completion of a national criminal history background check once notified.

              District of Columbia NMLS Pre-Licensing Education Requirements

              New state-licensed MLOs are required to complete 20 hours of NMLS-approved education. This includes:

              • 3 hours of federal law
              • 3 hours of ethics
              • 2 hours of non-traditional mortgage lending training
              • 9 hours of electives
              • 3 hours of District of Columbia state-specific education

              District of Columbia Continuing Education Requirements

              State-licensed MLOs are required to complete 8 hours of NMLS-approved mortgage education annually beginning the year they are licensed (unless PE was completed in the same year). This includes:

              • 3 hours of federal law
              • 2 hours of ethics
              • 2 hours of non-traditional mortgage lending
              • 1 hour of District of Columbia state-specific education

              MLOs are advised that to comply with the SAFE Act’s “successive years” rule, they may not take the same CE course two years in a row.

              District of Columbia Mortgage Licensing

              NMLS Resources: