“[Prep xL] is an
excellent tool. The course format helped me to recognize my strengths and weaknesses,
providing me with confidence and areas of focus I needed to work on to ensure I would pass
— Victoria D,
Prep xL student
The most effective exam prep
solution designed to help you pass the NMLS exam
Studying with Prep xL
that will help you study and maximize your results using Prep xL.
Before you start
We recommend starting Prep xL once you have completed a 20 hour pre-licensing
course in preparation for the SAFE exam. This ensures you have a basic foundation of
education to build upon as you study.
First, head to our Lessons section for a review of the 20
hour pre-licensing course content. You will be able to assign confidence levels to each of the
lessons in this section. Assigning confidence levels helps Prep xL determine which topics to
prioritize as you study.
Questions and Flashcards
Next, study using in the Practice and
Flashcards sections to further
drive home concepts covered in the 20 hour course. Once you are consistently scoring above
90% in the Practice section, we recommend moving on and taking a practice
The Tests section allows you to immerse yourself in a timed
practice exam environment
that mirrors the real thing. Once you complete a practice test, you will be able to view all of
your correct and incorrect answers with detailed explanations.
Finally, we recommend testing your knowledge in the Game
Center to strengthen
and test your skills. Research has shown that putting your knowledge to the test in a gaming
environment enhances students' learning outcomes!
Get answers to the most commonly
asked questions about Prep xL.
To access your Prep xL study tools, look for a separate confirmation
email (from email@example.com) that will contain a link
to complete your Prep xL registration. The email will have the subject line:
Confirmation of Access to National + UST Mortgage PrepXL.
Note: your login information will be different from your OnCourse Learning training login.
Once your registration is complete, you can always reset your password
online or give
us a call at 1-888-801-1900 to reset it.
You will have access to your new Prep xL account for 365 days from your
date of purchase.
Once you sign in, your study plans can be found under the Study
Plan tab located in the left navigation on the page. There are 2 plans you
can switch between at anytime as you study.
The Structured Plan is the default plan and will give
you a certain number of questions to answer each day. This number is based on the goal
exam date that you will set. We recommend setting your goal to a day before you are
scheduled to take your in-person NMLS exam. This plan is the same for all students and
does not focus on a specific category or subject.
The Adaptive Plan will show more practice questions
specific to the areas you need to improve in. It also will show fewer questions related to
categories/topics you have already mastered. You're goal date will be utilized to ensure
enough questions are asked each day in order to make sure you are prepared by your goal
date. To use the Adaptive Plan, you are required to take an adaptive assessment to
evaluate your confidence levels in each category/topic, or have already answered multiple
Prep xL covers the all sections of the SAFE exam, including the National
and UST (Uniform State Test) components of the exam.