What is the MLO Test Ready Pass Guarantee?

To be eligible for the MLO Test Ready Pass Guarantee, you must comply with all of the following requirements without exception: 

  • Complete MLO Test Ready within the timeframe specified by the program.

  • Attend all assigned MLO Test Ready sessions (individual tutoring is optional).

  • Be 100% engaged while attending the assigned sessions.

  • Complete all homework assignments including but not limited to practice question modules, flashcard modules, and practice exams as laid out in and in accordance with the schedule provided in the MLO Test Ready “Study Plan”.

  • Sit for the NMLS exam within 30 days of completion of the MLO Test Ready program.

  • Within 15 days of taking NMLS exam, share pass/fail result, including score with OnCourse Learning. Test results should be emailed to mortgagesales@oncourselearning.com.

    • Test fails must be documented by providing a copy of your NMLS exam result via email or mail to the email address provided above.

  • Pass guarantee is limited to one MLO Test Ready program retake as long as the student enrolls in the next available session within 45 days of their first NMLS exam attempt.

If one or more of the above criteria is not met, the student is not qualified for the Pass Guarantee. However, as a courtesy, the student may request a retake MLO Test Ready for only $75. Contact mortgagesales@oncourselearning.com to request a retake.