Georgia Mortgage Late CE Online Courses 

NMLS-approved online courses provide Georgia MLOs with required late continuing education

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Get your Georgia Late CE mortgage loan originator continuing education with our NMLS-approved course

Our NMLS-approved Georgia mortgage Late CE course satisfies your ongoing requirements for mortgage loan originator licensure. Georgia Late CE is required if you did not take your continuing education on time. Take your Late CE today to make-up your Georgia MLO continuing education. 

Late CE: 7 Hour SAFE Core Examining Industry Issues in Today's Mortgage Market (7623)

Format | Online Self-Paced

Credit Hours | 7

Category | Elective

SKU | 4303US19110A00

$134.00

More Info

As the mortgage industry continues to evolve, mortgage loan originators must stay abreast of the topics most pertinent to their everyday business. Examining Industry Issues in Today�s Mortgage Market provides a review of relevant issues facing mortgage loan originators today, specifically those outlined by NMLS as required topics for continuing education. Students will examine provisions of the Real Estate Settlement Procedures Act, the Truth-in-Lending Act, and the TILA-RESPA Integrated Disclosure Rule, specifically rules for filling out the Loan Estimate and Closing Disclosure for both a fixed-rate and an adjustable-rate mortgage transaction. In addition, students will take a look at the new Uniform Residential Loan Application and provisions of the law related to money laundering in the mortgage industry. This course is NMLS-approved for seven hours of core continuing education required for mortgage loan originators, as specified by the S.A.F.E. Mortgage Licensing Act. Annual S.A.F.E. Act continuing education requirements include three hours of federal law, two hours of ethics, two hours of nontraditional mortgage lending, and one hour of elective education, for a total of eight hours.

Late CE: 1 Hour GA SAFE A Fresh Look at Georgia Mortgage Law (7474)

Format | Online Self-Paced

Credit Hours | 1

Category | Elective

SKU | 4303GA19510A00

$59.00

More Info

The content for this course is the same as course ID 7474 and is intended to satisfy CE requirements for 2018 or the last year a mortgage loan originator held an active license. Mortgage loan originators who take this Late CE course are prohibited from taking course ID 7474 in 2019. This course will focus on the laws and rules that regulate mortgage loan originators doing business in Georgia. In Module 1, students will examine the authority of the Georgia Department of Banking and Finance, as well as required conduct for mortgage licensees, including duties related to disclosures, fees and charges, and advertising. Students will also be presented with an overview of the Georgia Fair Lending Act. In Module 2, students will review prohibited practices for licensees under the Residential Mortgage Lending Act and the Fair Lending Act. Students will also take a look at disciplinary action which may be taken when a licensee violates the law. This course satisfies the one-hour Georgia-specific continuing education requirement for loan originators, as specified by Georgia law. In addition to one hour of Georgia-specific education, annual S.A.F.E. Act continuing education requirements include three hours of federal law, two hours of ethics, and two hours of nontraditional mortgage lending.

 Your Success is Our #1 Priority

OnCourse Learning empowers aspiring mortgage loan originators and seasoned mortgage loan officers to take their learning experience to the next level. Get and maintain your NMLS license with:

  • NMLS-approved mortgage pre-licensing, continuing education and late CE courses
  • Exam prep tools to help you pass your NMLS license exam
  • Over 50 years of mortgage education experience

We’ve helped over 300,000 mortgage brokers begin and advance their careers. Get started today!

Georgia Mortgage License Requirements

Georgia Mortgage License Requirements

Learn about the Georgia mortgage education needs and additional requirements for mortgage licensing. In the state of Georgia, mortgage loan originators are required to:

  1. Complete a Criminal Background Check (CBC).
  2. Authorize a credit report through the NMLS that demonstrates financial responsibility.
  3. Fulfill all state and federal education requirements as designated by Georgia.
  4. Take and pass a National Test.
  5. Sponsored by a Georgia-licensed company.

Georgia NLMS Pre-Licensing Education Requirements

New state-licensed MLOs are required to complete 20 hours of NMLS-approved education. This includes:

  • 3 hours of federal law
  • 3 hours of ethics
  • 2 hours of non-traditional mortgage lending training
  • 12 hours of electives

NOTE: PE education must be completed within 3 yrs of new or subsequent license application

Georgia Continuing Education Requirements

State-licensed MLOs are required to complete 8 hours of NMLS-approved mortgage education annually beginning the year they are licensed (unless PE was completed in the same year). This includes:

  • 3 hours of federal law
  • 2 hours of ethics
  • 2 hours of non-traditional mortgage lending
  • 1 hour of Georgia state-specific education

MLOs are advised that to comply with the SAFE Act’s “successive years” rule, they may not take the same CE course two years in a row.

Georgia Mortgage Licensing: More Information

Georgia Department of Banking and Finance
Phone: 770-986-1633
Email: newapps@dbf.state.ga.us 
Website: dbf.georgia.gov  

NMLS Resources:

To view the Georgia MLO License Description Page, please click here 
Professional Standards: Mortgage Education – click here 
Professional Standards: Criminal Background Check – click here 
Professional Standards: Credit Report – click here 
Professional Standards: Mortgage Education – click here 
Professional Standards: MLO Testing – click here

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