This course will focus on the laws and rules that regulate mortgage loan originators, lenders, and brokers doing business in Idaho. Throughout this course, students will review fictionalized scenarios based on real regulatory decisions made by the Department of Finance in recent months, paired with a discussion of the relevant sections of Idaho law and regulations. In Module 1, students will review standards for obtaining and maintaining a license, advertising, disclosures, recordkeeping and reporting, and limitations on fees and charges. In Module 2, students will look at prohibited conduct for licensees, as well as disciplinary action that may be taken when violations of the law occur. Students will also review provisions of the Idaho Consumer Protection Act.