Idaho NMLS-Approved Mortgage Continuing Education

Get started with your Idaho mortgage loan officer CE online course today

Course Search
Choose the Idaho NMLS-approved mortgage continuing education course that is right for you

Our NMLS-approved Idaho mortgage loan originator (MLO) CE courses help you stay licensed and compliant. Our Idaho 8-hour mortgage SAFE comprehensive course is designed specifically for Idaho mortgage loan officers and is offered as an online, self-paced or audio course. 

8 Hour ID SAFE Comprehensive: Maintaining Mortgage Industry Awareness (Online)

Format | Online Self-Paced

Credit Hours | 8

Category | Comprehensive

SKU | 4303ID19000A00

$129.00

More Info

Maintaining Mortgage Industry Awareness provides a review of relevant issues facing mortgage loan originators today, specifically those outlined by NMLS as required topics for continuing education. Students will examine provisions of the Truth-in-Lending Act, the TILA-RESPA Integrated Disclosure Rule, and the Qualified Mortgage Rule, including issues related to considering the triggers, tolerances, and thresholds that enable loan originators to determine when disclosures are due and what information is required. In addition, students will take a look at the Real Estate Settlement Procedures Act, specifically rules related to lead agreements, marketing services agreements, co-marketing, desk licensing agreements, and affiliated business arrangements. Students will also review several nontraditional mortgage products, such as adjustable-rate mortgages and fixed-rate mortgages with terms of 15 and 40 years. Finally, students will review mortgage laws and regulations specific to the state of Idaho. This course is NMLS-approved for eight hours of continuing education required for Idaho mortgage loan originators, as specified by the S.A.F.E. Mortgage Licensing Act and Idaho law. Annual S.A.F.E. Act continuing education requirements for Idaho loan originators include three hours of federal law, two hours of ethics, two hours of nontraditional mortgage lending, and one hour of Idaho-specific laws and regulations, for a total of eight hours.

1 Hour ID SAFE: Idaho Mortgage Law Updates (Live)

Format | Classroom

Credit Hours | 1

Category | Elective

SKU | 4303ID19500B00

$69.00

More Info

This course will focus on the laws and rules that regulate mortgage loan originators, lenders, and brokers doing business in Idaho. Throughout this course, students will review fictionalized scenarios based on real regulatory decisions made by the Department of Finance in recent months, paired with a discussion of the relevant sections of Idaho law and regulations. In Module 1, students will review standards for obtaining and maintaining a license, advertising, disclosures, recordkeeping and reporting, and limitations on fees and charges. In Module 2, students will look at prohibited conduct for licensees, as well as disciplinary action that may be taken when violations of the law occur. Students will also review provisions of the Idaho Consumer Protection Act.

1 Hour ID SAFE: Idaho Mortgage Law Updates (Online)

Format | Online Self-Paced

Credit Hours | 1

Category | Elective

SKU | 4303ID19500A00

$39.00

More Info

This course will focus on the laws and rules that regulate mortgage loan originators, lenders, and brokers doing business in Idaho. Throughout this course, students will review fictionalized scenarios based on real regulatory decisions made by the Department of Finance in recent months, paired with a discussion of the relevant sections of Idaho law and regulations. In Module 1, students will review standards for obtaining and maintaining a license, advertising, disclosures, recordkeeping and reporting, and limitations on fees and charges. In Module 2, students will look at prohibited conduct for licensees, as well as disciplinary action that may be taken when violations of the law occur. Students will also review provisions of the Idaho Consumer Protection Act.

 Your Success is Our #1 Priority

OnCourse Learning empowers aspiring mortgage loan originators and seasoned mortgage loan officers to take their learning experience to the next level. Get and maintain your NMLS license with:

  • NMLS-approved mortgage pre-licensing, continuing education and late CE courses
  • Exam prep tools to help you pass your NMLS license exam
  • Over 50 years of mortgage education experience

We’ve helped over 300,000 mortgage brokers begin and advance their careers. Get started today!

Idaho Mortgage License Requirements

Learn about the Idaho mortgage education requirements for mortgage licensing.

In the state of Idaho, mortgage loan originators are required to:

    1. Complete a Criminal Background Check (CBC).
    2. Authorize a credit report through the NMLS.
    3. Fulfill all state and federal education requirements as designated by your state agency.
    4. Take and pass a National Test.
    5. Recovery Fund Payment.
    6. Sponsorship: Mortgage Loan Originators may not be sponsored by, or perform mortgage origination activities for more than one Idaho Mortgage Broker/Lender licensee simultaneously.
    7. Independent contractor mortgage loan processors and mortgage loan processors NOT engaged in loan origination activities may be sponsored by one or more Exempt Entity Registrants.
    8. Regulatory History: Applicant may not have had a mortgage loan originator license, or other mortgage related license, revoked in any governmental jurisdiction.

Idaho NMLS Pre-Licensing Education Requirements:

New state-licensed MLOs are required to complete 20 hours of NMLS-approved education. This includes:

  • 3 hours of federal law
  • 3 hours of ethics
  • 2 hours of non-traditional mortgage lending training
  • 10 hours of electives
  • 2 hours of Idaho state-specific education

Idaho Continuing Education Requirements:

State-licensed MLOs are required to complete 8 hours of NMLS-approved mortgage education annually beginning the year they are licensed (unless PE was completed in the same year). This includes:

  • 3 hours of federal law
  • 2 hours of ethics
  • 2 hours of non-traditional mortgage lending
  • 1 hour of Idaho state-specific education

MLOs are advised that to comply with the SAFE Act’s “successive years” rule, they may not take the same CE course two years in a row.

Idaho Mortgage Licensing:

NMLS Resources:

Join our mailing list and get access to the latest courses, discounts and insights!  You may unsubscribe at any time

20225 Water Tower Blvd. Brookfield, WI 53045
© 2019 OCL Financial Services, LLC. All rights reserved.
NMLS Provider #1400013