Idaho Mortgage Late CE Online Courses 

NMLS-approved online courses provide Idaho MLOs with required late continuing education

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Get your Idaho Late CE mortgage loan originator continuing education with our NMLS-approved course

Our NMLS-approved Idaho mortgage Late CE course satisfies your ongoing requirements for mortgage loan originator licensure. Idaho Late CE is required if you did not take your continuing education on time. Take your Late CE today to make-up your Idaho MLO continuing education. 

Late CE: 7 Hour SAFE Core Examining Industry Issues in Today's Mortgage Market (7623)

SKU : 4303US19110A00

Credit Hours | 7

Category | Elective

$134.00

More Info

As the mortgage industry continues to evolve, mortgage loan originators must stay abreast of the topics most pertinent to their everyday business. Examining Industry Issues in Today�s Mortgage Market provides a review of relevant issues facing mortgage loan originators today, specifically those outlined by NMLS as required topics for continuing education. Students will examine provisions of the Real Estate Settlement Procedures Act, the Truth-in-Lending Act, and the TILA-RESPA Integrated Disclosure Rule, specifically rules for filling out the Loan Estimate and Closing Disclosure for both a fixed-rate and an adjustable-rate mortgage transaction. In addition, students will take a look at the new Uniform Residential Loan Application and provisions of the law related to money laundering in the mortgage industry. This course is NMLS-approved for seven hours of core continuing education required for mortgage loan originators, as specified by the S.A.F.E. Mortgage Licensing Act. Annual S.A.F.E. Act continuing education requirements include three hours of federal law, two hours of ethics, two hours of nontraditional mortgage lending, and one hour of elective education, for a total of eight hours.

Late CE: 1 Hour ID SAFE A Fresh Look at Idaho Mortgage Law (7426)

SKU : 4303ID19510A00

Credit Hours | 1

Category | Elective

$59.00

More Info

The content for this course is the same as course ID 7426 and is intended to satisfy CE requirements for 2018 or the last year a mortgage loan originator held an active license. Mortgage loan originators who take this Late CE course are prohibited from taking course ID 7426 in 2019. This course will focus on the laws and rules that regulate mortgage loan originators doing business in Idaho. In Module 1, students will examine the authority of the Idaho Department of Finance, as well as important definitions under the law. Students will also review required conduct for mortgage licensees and provisions of the law related to fees and charges. In Module 2, students will review advertising rules and prohibited practices for licensees. Students will also take a look at the Consumer Protection Act, information about examinations and investigations, and disciplinary action which may be taken when a licensee violates the law. This course satisfies the one-hour Idaho-specific continuing education requirement for loan originators, as specified by Idaho law. In addition to one hour of Idaho-specific education, annual S.A.F.E. Act continuing education requirements include three hours of federal law, two hours of ethics, and two hours of nontraditional mortgage lending.

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OnCourse Learning empowers aspiring mortgage loan originators and seasoned mortgage loan officers to take their learning experience to the next level. Get and maintain your NMLS license with:

  • NMLS-approved mortgage pre-licensing, continuing education and late CE courses
  • Exam prep tools to help you pass your NMLS license exam
  • Over 50 years of mortgage education experience

We’ve helped over 300,000 mortgage brokers begin and advance their careers. Get started today!

Idaho Mortgage License Requirements

Learn about the Idaho mortgage education requirements for mortgage licensing.

In the state of Idaho, mortgage loan originators are required to:

    1. Complete a Criminal Background Check (CBC).
    2. Authorize a credit report through the NMLS.
    3. Fulfill all state and federal education requirements as designated by your state agency.
    4. Take and pass a National Test.
    5. Recovery Fund Payment.
    6. Sponsorship: Mortgage Loan Originators may not be sponsored by, or perform mortgage origination activities for more than one Idaho Mortgage Broker/Lender licensee simultaneously.
    7. Independent contractor mortgage loan processors and mortgage loan processors NOT engaged in loan origination activities may be sponsored by one or more Exempt Entity Registrants.
    8. Regulatory History: Applicant may not have had a mortgage loan originator license, or other mortgage related license, revoked in any governmental jurisdiction.

Idaho NMLS Pre-Licensing Education Requirements:

New state-licensed MLOs are required to complete 20 hours of NMLS-approved education. This includes:

  • 3 hours of federal law
  • 3 hours of ethics
  • 2 hours of non-traditional mortgage lending training
  • 10 hours of electives
  • 2 hours of Idaho state-specific education

Idaho Continuing Education Requirements:

State-licensed MLOs are required to complete 8 hours of NMLS-approved mortgage education annually beginning the year they are licensed (unless PE was completed in the same year). This includes:

  • 3 hours of federal law
  • 2 hours of ethics
  • 2 hours of non-traditional mortgage lending
  • 1 hour of Idaho state-specific education

MLOs are advised that to comply with the SAFE Act’s “successive years” rule, they may not take the same CE course two years in a row.

Idaho Mortgage Licensing:

NMLS Resources:

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