Pre-licensing Education Package

20+2 Hour Idaho Pre-Licensing Package (14-Day OIL)

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SKU 4301ID00010P14

What You'll Learn

20 Hour SAFE Comprehensive Applying Mortgage Knowledge to Exam Preparation (14-day OIL course) is a test-focused mortgage pre-licensing course, organized to review topics specifically outlined in the National Mortgage Loan Originator Test Content Outline. This online - instructor led 14-day course meets the federal mortgage training requirements found in the SAFE Mortgage Licensing Act of 2008 and helps to prepare students for the National Mortgage Loan Originator Test.

There are four modules in this course, each aligned with the Test Content Outline:

  • Federal Mortgage-Related Laws
  • General Mortgage Knowledge
  • Mortgage Loan Origination Activities
  • Ethics

Topics in the Federal Mortgage-Related Laws section include RESPA, ECOA, TILA, the SAFE Act, and other federal laws and guidelines. In the General Mortgage Knowledge module, students will review mortgage programs, mortgage loan products, and terms used in the operation of the mortgage market. Focus areas in the Mortgage Loan Origination Activities module are application information and requirements, qualification (processing and underwriting), appraisals, title reports, specific program guidelines, closing, and financial calculations. The final module will discuss Ethics as it pertains to federal mortgage laws, appraisal practices, fraud, and ethical behavior.

2 Hour ID SAFE Review of Idaho Mortgage Law (OSP) is a course that addresses the lending statutes within Idaho law that specifically apply to how mortgage professionals conduct business.You will review the Idaho Department of Finance, as well as many other topics, including those listed below.This Idaho state elective is NMLS-approved for the two hours of state specific education required for mortgage professionals to attain an Idaho mortgage license.


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