Recent legislative changes in the mortgage industry and the aftermath of the financial market crisis have altered the way that mortgage professionals conduct business. As a result, the mortgage product offerings available to consumers are changing. However, there are some basic constants in product type that are worth examining. This professional development online course focus on essential information about adjustable-rate mortgages, their role in the current mortgage marketplace, and the impact of recent government legislation on ARMs. Students will also learn about ARM products that were and are available, consumers for whom adjustable products are most suitable, and the function of different types of ARM products and features.