Kentucky Mortgage Late CE Online Courses 

This course includes the eight hours of education required for Kentucky loan processors. As the mortgage industry continues to evolve, mortgage loan originators must stay abreast of the topics most pertinent to their everyday business. Examining Industry Issues in Today's Mortgage Market provides a review of relevant issues facing mortgage loan originators today, specifically those outlined by NMLS as required topics for continuing education. Students will examine provisions of the Real Estate Settlement Procedures Act, the Truth-in-Lending Act, and the TILA-RESPA Integrated Disclosure Rule, specifically rules for filling out the Loan Estimate and Closing Disclosure for both a fixed-rate and an adjustable-rate mortgage transaction. In addition, students will take a look at the new Uniform Residential Loan Application and provisions of the law related to money laundering in the mortgage industry. Finally, students will review mortgage laws and regulations specific to the state of Kentucky.

IMPORTANT: This is not an NMLS-approved course. This course will count towards your 8-hour Kentucky loan processor CE requirement, but will not be banked with NMLS.

This course includes the one hour of Kentucky-specific education required for loan processors. In Module 1, students will review the Kentucky Department of Financial Institutions and important definitions under Kentucky law. Students will review issues related to obtaining and maintaining a license, as well as required conduct. In Module 2, students will examine compliance issues for licensees, specifically prohibited conduct related to licensing oversights, use of illegal company names, and fees and charges. Finally, students will review disciplinary action that may be taken by the Commissioner for violations of the law and regulations. IMPORTANT: This is not an NMLS-approved course. This course will count towards your 8-hour Kentucky loan processor CE requirement, but will not be banked with NMLS.