About this CourseState mortgage regulations are constantly evolving and keeping up with these changes can prove challenging. This course will focus on the laws and rules that regulate mortgage companies, loan brokers and loan originators doing business in Kentucky. Students taking this course will focus on a variety of topics, including a review of fictionalized scenarios based on real regulatory decisions made by the Kentucky Department of Financial Institutions. This Kentucky state elective is NMLS-approved for the one hour of state specific education required for mortgage loan originators to renew their Kentucky mortgage license. The content for this course is the same as course ID 12242 and is intended to satisfy CE requirements for 2021 or the last year a mortgage loan originator held an active license. Mortgage loan originators cannot take this course again for credit in 2022.