This course will take a look at the laws and regulations governing mortgage loan originators, lenders, and brokers doing business in Rhode Island. In Module 1, students will review standards of conduct, including license maintenance, compliance, and more. In Module 2, students will review unique areas of state law that address fair lending, prepayment penalties, and title issues. The content for this course is the same as course ID 13227 and is intended to satisfy CE requirements for 2022 or the last year a mortgage loan originator held an active license. Mortgage loan originators cannot take this course again for credit in 2023.