About this CourseState mortgage regulations are constantly evolving and keeping up with these changes can prove challenging. This course will focus on the laws and rules that regulate mortgage loan originators doing business in New Jersey. Students taking this course will focus on a variety of topics, including a review of fictionalized scenarios based on real regulatory decisions made by the Department of Banking and Insurance. This New Jersey state elective is NMLS-approved for the two hours of state specific education required for mortgage loan originators to renew their New Jersey mortgage license. The content for this course is the same as course ID 12778 and is intended to satisfy CE requirements for 2021 or the last year a mortgage loan originator held an active license. Mortgage loan originators cannot take this course again for credit in 2022.