FHA loans make it possible for more borrowers to have access to the mortgage market. With myriad programs to cater to specialized needs (including purchase loans, renovation loans, refinances, and reverse mortgages), HUD’s lending standards offer a diverse selection of financing options. This course will explore the basic requirements for making FHA loans, followed by a detailed look at a handful of nontraditional FHA offerings, their goals, and their underwriting standards. The content for this course is the same as course ID 13638 and is intended to satisfy CE requirements for 2022 or the last year a mortgage loan originator held an active license. Mortgage loan originators cannot take this course again for credit in 2023.