Late Continuing Education Online Self-Paced Video

Late CE: 8 Hour SAFE Comprehensive: Mitigating Risk Through Compliance Video CE (13639) (Online)

High-cost and higher-priced mortgage loans today are less commonplace than they once were, but they still represent a share of the market. For some consumers, a high-cost mortgage is the most suitable – or best available – option. These loans come with myriad special requirements and restrictions meant to add layers of protection to ensure borrower repayment ability, education, and default avoidance. This course will review these loan types and their special requirements. The content for this course is the same as course ID 13639 and is intended to satisfy CE requirements for 2022 or the last year a mortgage loan originator held an active license. Mortgage loan originators cannot take this course again for credit in 2023.

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SKU 4303US23230A00

  • 24/7 access to your course online
  • Certificate of completion

What You'll Learn

  • Discuss the role of expensive loan products in the market
  • Identify high-cost mortgage loans and their requirements
  • Recall the threshold for identifying higher-priced mortgage loans
  • Identify special requirements and limitations for high-cost mortgages
  • Recall additional standards for HPML transactions

How it Works

This is an online self-paced course that allows you to study the course material independently and at your convenience. Access to a computer with internet access is required. Please note this course is only supported for laptop or desktop computers, as NMLS requirements prohibit the consumption of licensing training on mobile devices, such as cell phones or tablets


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