Maryland NMLS-Approved Mortgage Continuing Education

Get started with your Maryland mortgage loan officer CE online course today

Course Search
Choose the Maryland NMLS-approved mortgage continuing education course that is right for you

Our NMLS-approved Maryland mortgage loan originator (MLO) CE courses help you stay licensed and compliant and are specifically designed for Maryland mortgage loan officers.  We offer comprehensive and core courses as video or online self-paced.

7 Hour SAFE Core: Understanding Origination Regulations Video CE

Format | Online Self-Paced

Credit Hours | 7

Category | Continuing Education

SKU | 4303US19150A00

$139.00

More Info

Understanding Origination Regulations provides a review of relevant issues facing mortgage loan originators today, specifically those outlined by NMLS as required topics for continuing education. Students will examine provisions of the TILA-RESPA Integrated Disclosure Rule, including a look at the Loan Estimate and Closing Disclosure, as well as several laws that reinforce ethical obligations of mortgage licensees like Regulation N and the Bank Secrecy Act. Students will also review rules for the origination of FHA and VA loans.

8 Hour MD SAFE Comprehensive: Maintaining Mortgage Industry Awareness (Online)

Format | Online Self-Paced

Credit Hours | 8

Category | Comprehensive

SKU | 4303MD19000A00

$129.00

More Info

Maintaining Mortgage Industry Awareness provides a review of relevant issues facing mortgage loan originators today, specifically those outlined by NMLS as required topics for continuing education. Students will examine provisions of the Truth-in-Lending Act, the TILA-RESPA Integrated Disclosure Rule, and the Qualified Mortgage Rule, including issues related to considering the triggers, tolerances, and thresholds that enable loan originators to determine when disclosures are due and what information is required. In addition, students will take a look at the Real Estate Settlement Procedures Act, specifically rules related to lead agreements, marketing services agreements, co-marketing, desk licensing agreements, and affiliated business arrangements. Students will also review several nontraditional mortgage products, such as adjustable-rate mortgages and fixed-rate mortgages with terms of 15 and 40 years. Finally, students will review mortgage laws and regulations specific to the state of Maryland. This course is NMLS-approved for eight hours of continuing education required for Maryland mortgage loan originators, as specified by the S.A.F.E. Mortgage Licensing Act and Maryland law. Annual S.A.F.E. Act continuing education requirements for Maryland loan originators include three hours of federal law, two hours of ethics, two hours of nontraditional mortgage lending, and one hour of Maryland-specific laws and regulations, for a total of eight hours.

1 Hour MD SAFE: Maryland Mortgage Law Updates (Webinar)

Format | Webinar

Credit Hours | 1

Category | Elective

SKU | 4303MD19500G00

$69.00

More Info

This course will focus on the laws and rules that regulate mortgage loan originators and mortgage lenders doing business in Maryland. Throughout this course, students will review fictionalized scenarios based on real regulatory decisions made by the Office of the Commissioner of Financial Regulation in recent months, paired with a discussion of the relevant sections of Maryland law and regulations. In Module 1, students will review standards for obtaining and maintaining a license, disclosures, repayment ability, and more. In Module 2, students will look at prohibited conduct for licensees, as well as disciplinary action that may be taken when violations of the law occur.

1 Hour MD SAFE: Maryland Mortgage Law Updates (Live)

Format | Classroom

Credit Hours | 1

Category | Elective

SKU | 4303MD19500B00

$69.00

More Info

This course will focus on the laws and rules that regulate mortgage loan originators and mortgage lenders doing business in Maryland. Throughout this course, students will review fictionalized scenarios based on real regulatory decisions made by the Office of the Commissioner of Financial Regulation in recent months, paired with a discussion of the relevant sections of Maryland law and regulations. In Module 1, students will review standards for obtaining and maintaining a license, disclosures, repayment ability, and more. In Module 2, students will look at prohibited conduct for licensees, as well as disciplinary action that may be taken when violations of the law occur.

1 Hour MD SAFE: Maryland Mortgage Law Updates (Online)

Format | Online Self-Paced

Credit Hours | 1

Category | Elective

SKU | 4303MD19500A00

$39.00

More Info

This course will focus on the laws and rules that regulate mortgage loan originators and mortgage lenders doing business in Maryland. Throughout this course, students will review fictionalized scenarios based on real regulatory decisions made by the Office of the Commissioner of Financial Regulation in recent months, paired with a discussion of the relevant sections of Maryland law and regulations. In Module 1, students will review standards for obtaining and maintaining a license, disclosures, repayment ability, and more. In Module 2, students will look at prohibited conduct for licensees, as well as disciplinary action that may be taken when violations of the law occur.

 Your Success is Our #1 Priority

OnCourse Learning empowers aspiring mortgage loan originators and seasoned mortgage loan officers to take their learning experience to the next level. Get and maintain your NMLS license with NMLS-approved mortgage pre-licensing, continuing education, and late CE courses, plus exam prep tools to help you pass your NMLS license exam. With over 50 years of experience, we are proud to offer the ultimate learning experience no matter where you are at in your mortgage education journey.

We’ve helped over 300,000 mortgage brokers begin and advance their careers. Get started today!

Maryland Mortgage License Requirements

Maryland Mortgage License Requirements

Learn about the Maryland mortgage education needs and additional requirements for mortgage licensing.

In the state of Maryland, mortgage loan originators are required to:

  1. Complete a Criminal Background Check (CBC).
  2. Authorize a credit report through the NMLS.
  3. Fulfill all state and federal education requirements as designated by your state agency.
  4. Take and pass a National Test.
  5. No revocations of a mortgage loan originator license in any jurisdiction.
  6. No convictions of, guilty or nolo contendere pleas –
  7. to a felony of any kind in a domestic, foreign or military court during the 7-year period preceding the date of the application for licensing.
  8. to a felony involving an act of fraud, dishonesty, breach of trust, or money laundering, in a domestic, foreign or military court at any time preceding the date of the application.
  9. Financial responsibly.
  10.   Applicant must demonstrate character and general fitness sufficient to command the confidence of the community and to warrant a determination that the applicant will operate as a MLO in a lawful, honest, fair, and efficient manner.
  11.   Sponsorship by the applicant’s employer.

Maryland NLMS Pre-Licensing Education Requirements

New state-licensed MLOs are required to complete 20 hours of NMLS-approved education. This includes:

  • 3 hours of federal law
  • 3 hours of ethics
  • 2 hours of non-traditional mortgage lending
  • 7 hours of electives
  • 5 hours of Maryland state-specific education

Maryland Continuing Education Requirements

State-licensed MLOs are required to complete 8 hours of NMLS-approved mortgage education annually beginning the year they are licensed (unless PE was completed in the same year). This includes:

  • 3 hours of federal law
  • 2 hours of ethics
  • 2 hours of non-traditional mortgage lending
  • 1 hour of Maryland state-specific education

 MLOs are advised that to comply with the SAFE Act’s “successive years” rule, they may not take the same CE course two years in a row.

 Maryland Mortgage Licensing: More Information

Maryland Office of Commissioner of Financial Regulation

Phone: 888-784-0136

Website: www.dllr.state.md.us/finance

 NMLS Resources:

To view the Maryland MLO License Description Page, please click here

Professional Standards: Mortgage Education – click here

Professional Standards: Criminal Background Check – click here

Professional Standards: Credit Report – click here

Professional Standards: Mortgage Education – click here

Professional Standards: MLO Testing – click here

Join our mailing list and get access to the latest courses, discounts and insights!  You may unsubscribe at any time

20225 Water Tower Blvd. Brookfield, WI 53045
© 2019 OCL Financial Services, LLC. All rights reserved.
NMLS Provider #1400013