Get Your Maryland NMLS Mortgage License

Become a Maryland loan officer with the mortgage educator you can trust

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Choose from these Maryland mortgage education courses to get your NMLS license

Start your Maryland mortgage broker career with confidence with our NMLS-approved mortgage courses. Be prepared for the Maryland mortgage loan originator NMLS exam with our 20-hour Maryland SAFE course. This comprehensive course meets the SAFE Act mortgage pre-license education requirements for new mortgage loan officers. 

20 Hour MD SAFE Comprehensive: Maryland Applying Mortgage Knowledge to Exam Preparation (OIL)

Format | Online Instructor-Led

Credit Hours | 20

Category | Comprehensive

SKU | 4301MD00000C00

$349.00

More Info

20 Hour MD SAFE Comprehensive Applying Mortgage Knowledge to Exam Preparation is a test-focused mortgage pre-licensing course, organized to review topics specifically outlined in the National Mortgage Loan Originator Test Content Outline. This course meets the federal mortgage training requirements found in the SAFE Act and helps to prepare students for the National Mortgage Loan Originator Test. This MLO pre-licensing online course also satisfies the required 5 hours of Maryland law.

5 Hour MD SAFE Review of Maryland Mortgage Law (OIL)

Format | Online Instructor-Led

Credit Hours | 5

Category | Elective

SKU | 4309MD00450C00

$119.00

More Info

5 Hour MD SAFE Review of Maryland Mortgage Law provides a review of Maryland’s Mortgage Lender Law, Mortgage Originator Law, Equal Credit Opportunity Act, Administrative Procedures Act, Finder’s Fee Law, and other laws and regulations that impact mortgage activities in Maryland. In Module 1, students will spend 60 minutes reviewing the Maryland Mortgage Lender Law and its associated regulations and 60 minutes reviewing the Maryland Mortgage Originator Law and its associated regulations. Topics include definitions under the law, licensing requirements and the application process, recordkeeping requirements, prohibited practices for licensees, and disciplinary action for violations of the law. In Module 2, students will spend 60 minutes examining subjects relating to interest and usury, the Maryland Equal Credit Opportunity Act, credit laws, Real Property Law, the Administrative Procedures Act, Criminal Law (including counterfeit private instruments and documents), and other laws and regulations applying to mortgage licensees in Maryland. Finally, in Module 3, students will spend 120 minutes reviewing the Maryland Finder’s Fee Law, including those loans covered under the Act, prohibited practices, disciplinary action, and other provisions. This online - instructor led course meets the 5-hour Maryland-specific pre-licensing education requirement for loan originators, which includes the Maryland Office of the Commissioner of Financial Regulation’s required course topics, and offers a thorough review of the information and laws that license applicants must understand in order to make, broker, or originate loans in compliance with Maryland law.

PLATINUM: Mortgage Exam Prep Suite with Prep xL Personalized Learning

Format | Online Self-Paced

Category | Exam Prep

SKU | national-nmls-mortgage

$199.00

More Info

Take your Mortgage License Exam Prep to the next level with personalized learning!

This online Platinum Mortgage Exam Prep Suite includes Prep xL Personalized Learning, a sophisticated mortgage exam prep tool for anyone that is preparing to take their mortgage license exam. It leverages personalized learning technology to tailor study materials and create customized learning paths to help ensure you pass the NMLS mortgage exam on your first try! Perfect for individuals who have limited experience in the mortgage industry and need to pass the NMLS mortgage exam.

This package includes:

- NMLS Exam Test-Taking Tips

- SAFE Mortgage Loan Originator National + UST Content Material

- OVER 1200 questions

- Eight Simulated Exams

- OVER 800 Interactive Flashcards

- Personalized Dashboard

- Real-time Reports

- Mobile Compatible

NOTE: This is not an NMLS-approved course and will not satisfy the pre-license education requirements.

GOLD: Mortgage Exam Prep Suite

Format | Online Self-Paced

Category | Exam Prep

SKU | 4304US00050A00

$169.00

More Info

Gain confidence in taking the rigorous NMLS exam!

This online mortgage license package is designed for individuals who have some experience in the mortgage industry, and need to pass the NMLS mortgage license exam. It includes comprehensive tools including test-taking tips, comprehensive content and over 375 practice questions.

This online mortgage license exam prep package includes:

- NMLS Exam Test-Taking Tips

- SAFE Mortgage Loan Originator National + UST Content Material

- 375 practice questions

NOTE: This is not an NMLS-approved course and will not satisfy the pre-license education requirements.

 Your Success is Our #1 Priority

OnCourse Learning empowers aspiring mortgage loan originators and seasoned mortgage loan officers to take their learning experience to the next level. Get and maintain your NMLS license with:

  • NMLS-approved mortgage pre-licensing, continuing education and late CE courses
  • Exam prep tools to help you pass your NMLS license exam
  • Over 50 years of mortgage education experience

We’ve helped over 300,000 mortgage brokers begin and advance their careers. Get started today!

Maryland Mortgage License Requirements

Maryland Mortgage License Requirements

Learn about the Maryland mortgage education needs and additional requirements for mortgage licensing.

In the state of Maryland, mortgage loan originators are required to:

  1. Complete a Criminal Background Check (CBC).
  2. Authorize a credit report through the NMLS.
  3. Fulfill all state and federal education requirements as designated by your state agency.
  4. Take and pass a National Test.
  5. No revocations of a mortgage loan originator license in any jurisdiction.
  6. No convictions of, guilty or nolo contendere pleas –
  7. to a felony of any kind in a domestic, foreign or military court during the 7-year period preceding the date of the application for licensing.
  8. to a felony involving an act of fraud, dishonesty, breach of trust, or money laundering, in a domestic, foreign or military court at any time preceding the date of the application.
  9. Financial responsibly.
  10.   Applicant must demonstrate character and general fitness sufficient to command the confidence of the community and to warrant a determination that the applicant will operate as a MLO in a lawful, honest, fair, and efficient manner.
  11.   Sponsorship by the applicant’s employer.

Maryland NLMS Pre-Licensing Education Requirements

New state-licensed MLOs are required to complete 20 hours of NMLS-approved education. This includes:

  • 3 hours of federal law
  • 3 hours of ethics
  • 2 hours of non-traditional mortgage lending
  • 7 hours of electives
  • 5 hours of Maryland state-specific education

Maryland Continuing Education Requirements

State-licensed MLOs are required to complete 8 hours of NMLS-approved mortgage education annually beginning the year they are licensed (unless PE was completed in the same year). This includes:

  • 3 hours of federal law
  • 2 hours of ethics
  • 2 hours of non-traditional mortgage lending
  • 1 hour of Maryland state-specific education

 MLOs are advised that to comply with the SAFE Act’s “successive years” rule, they may not take the same CE course two years in a row.

 Maryland Mortgage Licensing: More Information

Maryland Office of Commissioner of Financial Regulation

Phone: 888-784-0136

Website: www.dllr.state.md.us/finance

 NMLS Resources:

To view the Maryland MLO License Description Page, please click here

Professional Standards: Mortgage Education – click here

Professional Standards: Criminal Background Check – click here

Professional Standards: Credit Report – click here

Professional Standards: Mortgage Education – click here

Professional Standards: MLO Testing – click here

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