Missouri Mortgage Late CE Online Courses 

NMLS-approved online courses provide Missouri MLOs with required late continuing education

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Get your Missouri Late CE mortgage loan originator continuing education with our NMLS-approved course

Our NMLS-approved Missouri mortgage Late CE course satisfies your ongoing requirements for mortgage loan originator licensure. Missouri Late CE is required if you did not take your continuing education on time. Take your Late CE today to make-up your Missouri MLO continuing education. 

Late CE: 7 Hour SAFE Core Examining Industry Issues in Today's Mortgage Market (7623)

Format | Online Self-Paced

Credit Hours | 7

Category | Elective

SKU | 4303US19110A00

$134.00

More Info

As the mortgage industry continues to evolve, mortgage loan originators must stay abreast of the topics most pertinent to their everyday business. Examining Industry Issues in Today�s Mortgage Market provides a review of relevant issues facing mortgage loan originators today, specifically those outlined by NMLS as required topics for continuing education. Students will examine provisions of the Real Estate Settlement Procedures Act, the Truth-in-Lending Act, and the TILA-RESPA Integrated Disclosure Rule, specifically rules for filling out the Loan Estimate and Closing Disclosure for both a fixed-rate and an adjustable-rate mortgage transaction. In addition, students will take a look at the new Uniform Residential Loan Application and provisions of the law related to money laundering in the mortgage industry. This course is NMLS-approved for seven hours of core continuing education required for mortgage loan originators, as specified by the S.A.F.E. Mortgage Licensing Act. Annual S.A.F.E. Act continuing education requirements include three hours of federal law, two hours of ethics, two hours of nontraditional mortgage lending, and one hour of elective education, for a total of eight hours.

Late CE: 1 Hour MO SAFE A Fresh Look at Missouri Mortgage Law (7432)

Format | Online Self-Paced

Credit Hours | 1

Category | Elective

SKU | 4303MO19510A00

$59.00

More Info

The content for this course is the same as course ID 7432 and is intended to satisfy CE requirements for 2018 or the last year a mortgage loan originator held an active license. Mortgage loan originators who take this Late CE course are prohibited from taking course ID 7432 in 2019. This course will focus on the laws and rules that regulate individual mortgage loan originators and mortgage loan brokers doing business in Missouri. The topics included in this course are presented according to those outlined by the state as subjects that must be included in order to satisfy the continuing education requirements for mortgage loan originators. In Module 1, students will review provisions of the Missouri S.A.F.E. Act and its accompanying regulations, including definitions and requirements to obtain an initial license, as well as requirements related to maintaining a license. In Module 2, students will look at prohibited and required conduct for licensees under the Act, as well as disciplinary action that may be taken when violations of the law occur. Students will spend the remaining time reviewing provisions of the Reverse Mortgage Act and the second mortgage lending statute. This course satisfies the one-hour Missouri-specific continuing education requirement for loan originators, as specified by Missouri law. In addition to one hour of Missouri-specific education, annual S.A.F.E. Act continuing education requirements include three hours of federal law, two hours of ethics, and two hours of nontraditional mortgage lending.

 Your Success is Our #1 Priority

OnCourse Learning empowers aspiring mortgage loan originators and seasoned mortgage loan officers to take their learning experience to the next level. Get and maintain your NMLS license with:

  • NMLS-approved mortgage pre-licensing, continuing education and late CE courses
  • Exam prep tools to help you pass your NMLS license exam
  • Over 50 years of mortgage education experience

We’ve helped over 300,000 mortgage brokers begin and advance their careers. Get started today!

Missouri Mortgage License Requirements

Missouri Mortgage License Requirements

Learn about the Missouri mortgage education needs and additional requirements for mortgage licensing.

In the state of Missouri, mortgage loan originators are required to:

  1. Complete a federal and state Criminal Background Check (CBC).
  2. Authorize a credit report through the NMLS.
  3. Fulfill all state and federal education requirements as designated by your state agency.
  4. Take and pass the National Component.
  5. Must be employed and acting under the supervision of a single Missouri licensed residential mortgage loan broker.
  6. Shall be covered by the surety bond for the Missouri licensed residential mortgage loan broker supervising the mortgage loan originator and for whom the mortgage loan originator acts as an employee or exclusive agent.

Missouri NLMS Pre-Licensing Education Requirements

New state-licensed MLOs are required to complete 20 hours of NMLS-approved education. This includes:

  • 3 hours of federal law
  • 3 hours of ethics
  • 2 hours of non-traditional mortgage lending
  • 12 hours of electives

 Missouri Continuing Education Requirements

State-licensed MLOs are required to complete 8 hours of NMLS-approved mortgage education annually beginning the year they are licensed (unless PE was completed in the same year). This includes:

  • 3 hours of federal law
  • 2 hours of ethics
  • 2 hours of non-traditional mortgage lending
  • 1 hour of Missouri state-specific education

 MLOs are advised that to comply with the SAFE Act’s “successive years” rule, they may not take the same CE course two years in a row.

 Missouri Mortgage Licensing: More Information

Missouri Division of Finance

Phone: 573-571-4243

Email: michelle.johnson@dof.mo.gov

Website: finance.mo.gov  

 NMLS Resources:

To view the Missouri MLO License Description Page, please click here

Professional Standards: Mortgage Education – click here

Professional Standards: Criminal Background Check – click here

Professional Standards: Credit Report – click here

Professional Standards: Mortgage Education – click here

Professional Standards: MLO Testing – click here

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