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NMLS Mortgage Continuing Education 2020 State Deadlines

  • SMART Deadline:
  • Friday, December 11, 2020
  • At Risk To Miss Renewal Deadline:
  • Friday, December 18, 2020
  • Guaranteed To Miss Renewal Deadline:
  • Tuesday, December 31, 2020
Note: Some states have alternate deadlines. See table below.
Complete Your CE Requirements Today

All state-licensed mortgage loan originators must complete annual continuing education (CE) requirements in order to renew their NMLS mortgage license. For most states, the NMLS recommends that all CE is completed by the SMART deadline of December 11th to ensure all credits are submitted and approved in time for mortgage license renewal on January 1st. This is the date you should aim for.

If you miss the SMART deadline, the next target you’ll want to hit is the At-Risk-to-Miss deadline which is December 18th. This date allows you to complete your mortgage CE requirements still on time, but your credit hours may not be approved in time for a January 1st renewal.

In ALL states, you have until December 31st to complete your mortgage CE requirements. Be aware, that if you wait until then your license will not renew on January 1st and you will not be able to originate loans until your mortgage CE credits are submitted, approved and your license is renewed.

Several states have alternate recommended early deadlines that they suggest you target to ensure your renewal application gets processed by the December 31st deadline. Make sure you know the mortgage CE deadlines for ALL states you are licensed in so you don’t miss your renewal. View the table below for each state’s deadline. Those that are early are highlighted in green.

State Deadline
Alabama December 31, 2020
Alaska December 31, 2020
Arizona December 31, 2020
Arkansas December 31, 2020
California DBO December 31, 2020
California BRE December 31, 2020
Colorado December 31, 2020
Connecticut December 31, 2020
Delaware December 1, 2020
District of Columbia November 1, 2020
Florida December 31, 2020
Georgia October 31, 2020
Guam December 31, 2020
Hawaii December 31, 2020
Idaho December 1, 2020
Illinois December 31, 2020
Indiana DFI December 31, 2020
Indiana SOS December 31, 2020
Iowa December 1, 2020
Kansas December 1, 2020
Kentucky November 30, 2020
Louisiana December 31, 2020
Maine December 31, 2020
Maryland December 31, 2020
Massachusetts December 31, 2020
Michigan December 31, 2020
Minnesota December 31, 2020
Mississippi December 31, 2020
Missouri December 31, 2020
Montana December 31, 2020
Nebraska December 31, 2020
Nevada December 31, 2020
New Hampshire December 31, 2020
New Jersey December 31, 2020
New Mexico December 31, 2020
New York December 31, 2020
North Carolina December 31, 2020
North Dakota December 31, 2020
Ohio December 31, 2020
Oklahoma December 31, 2020
Oregon December 31, 2020
Pennsylvania December 31, 2020
Puerto Rico December 1, 2020
Rhode Island December 31, 2020
South Carolina BFI December 31, 2020
South Carolina DCA November 30, 2020
South Dakota December 31, 2020
Tennessee December 31, 2020
Texas OCCC December 31, 2020
Texas SML December 31, 2020
Utah DFI December 31, 2020
Utah DRE December 15, 2020
Vermont December 1, 2020
Virginia December 31, 2020
Virgin Islands December 31, 2020
Washington December 15, 2020
West Virginia November 1, 2020
Wisconsin December 31, 2020
Wyoming December 31, 2020

If you aren’t certain of the mortgage CE requirements for the state(s) you are licensed in, you can review the state mortgage license requirements to ensure you are in-the-know with what you’ll need to complete.

Need CE for your team? Explore our business solutions.

All of our mortgage CE course content is NEW for 2020, NMLS-approved, and offered in a variety of formats to suit everyone’s learning style and preference—online self-paced, video, and webinar.

For additional information about 2020 state requirements and deadlines, visit the NMLS State-Specific CE Education Requirements page.

Complete Your Mortgage CE Requirements Today