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NMLS Mortgage Continuing Education 2022 State Deadlines

  • SMART Deadline:
  • Friday, December 9, 2022
  • At-Risk-To-Miss Renewal Deadline:
  • Friday, December 16, 2022
  • Guaranteed To Miss Renewal Deadline:
  • Friday, December 30, 2022
Note: Some states have alternate deadlines. See table below.
Complete Your CE Requirements Today

All state-licensed mortgage loan originators must complete annual continuing education (CE) requirements in order to renew their NMLS mortgage license. For most states, the NMLS recommends that all CE is completed by the SMART deadline of December 9th to ensure all credits are submitted and approved in time for mortgage license renewal on January 1st. This is the date you should aim for.

If you miss the SMART deadline, the next target you’ll want to hit is the At-Risk-to-Miss deadline which is December 16th. This date allows you to complete your mortgage CE requirements still on time, but your credit hours may not be approved in time for a January 1st renewal.

In ALL states, you have until December 30th to complete your mortgage CE requirements. Be aware, that if you wait until then your license will not renew on January 1st and you will not be able to originate loans until your mortgage CE credits are submitted, approved and your license is renewed.

Several states have alternate recommended early deadlines that they suggest you target to ensure your renewal application gets processed by the December 30th deadline. Make sure you know the mortgage CE deadlines for ALL states you are licensed in so you don’t miss your renewal. View the table below for each state’s deadline. Those that are early are highlighted in green.

State Deadline
Alabama December 30, 2022
Alaska December 30, 2022
Arizona December 30, 2022
Arkansas December 30, 2022
California (DFPI) December 30, 2022
California (BRE) December 30, 2022
Colorado December 30, 2022
Connecticut December 30, 2022
Delaware December 1, 2022
District of Columbia November 1, 2022
Florida December 30, 2022
Georgia October 31, 2022
Guam December 30, 2022
Hawaii December 30, 2022
Idaho December 1, 2022
Illinois December 30, 2022
Indiana (DFI) December 30, 2022
Indiana (SOS) December 30, 2022
Iowa December 1, 2022
Kansas December 1, 2022
Kentucky November 30, 2022
Louisiana December 30, 2022
Maine December 30, 2022
Maryland December 30, 2022
Massachusetts December 30, 2022
Michigan December 30, 2022
Minnesota December 30, 2022
Mississippi December 30, 2022
Missouri December 30, 2022
Montana December 30, 2022
Nebraska December 30, 2022
Nevada December 30, 2022
New Hampshire December 30, 2022
New Jersey December 30, 2022
New Mexico December 30, 2022
New York December 30, 2022
North Carolina December 30, 2022
North Dakota December 30, 2022
Ohio December 30, 2022
Oklahoma December 30, 2022
Oregon December 30, 2022
Pennsylvania December 30, 2022
Puerto Rico December 1, 2022
Rhode Island December 30, 2022
South Carolina (BFI) December 30, 2022
South Carolina (DCA) November 30, 2022
South Dakota December 30, 2022
Tennessee December 30, 2022
Texas (OCCC) December 30, 2022
Texas (SML) December 30, 2022
Utah (DFI) December 30, 2022
Utah (DRE) December 15, 2022
Vermont December 1, 2022
Virginia December 30, 2022
Virgin Islands December 30, 2022
Washington December 15, 2022
West Virginia November 1, 2022
Wisconsin December 30, 2022
Wyoming December 30, 2022

Not sure what CE to take?

If you aren’t certain of the mortgage CE requirements for the state(s) you are licensed in, you can review the state mortgage license requirements to ensure you are in-the-know with what you’ll need to complete.

Need CE for your team?

Explore our business solutions.

Need late continuing education?

Late continuing education (CE) enables you to renew your license if you did not finish your continuing education on time.enjoy the ability to complete their mortgage Late CE courses at their own pace and convenience to renew their license. Browse our late continuing education courses and stay licensed.


All of our mortgage CE course content is NEW for 2022, NMLS-approved, and offered in a variety of formats to suit everyone’s learning style and preference— online self-paced, video, and webinar.

For additional information about 2022 state requirements and deadlines, view our NMLS state-specific CE education requirements.