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NMLS Mortgage Continuing Education 2021 State Deadlines

  • SMART Deadline:
  • Friday, December 10, 2021
  • At Risk To Miss Renewal Deadline:
  • Friday, December 17, 2021
  • Guaranteed To Miss Renewal Deadline:
  • Friday, December 31, 2021
Note: Some states have alternate deadlines. See table below.
Complete Your CE Requirements Today

All state-licensed mortgage loan originators must complete annual continuing education (CE) requirements in order to renew their NMLS mortgage license. For most states, the NMLS recommends that all CE is completed by the SMART deadline of December 10th to ensure all credits are submitted and approved in time for mortgage license renewal on January 1st. This is the date you should aim for.

If you miss the SMART deadline, the next target you’ll want to hit is the At-Risk-to-Miss deadline which is December 17th. This date allows you to complete your mortgage CE requirements still on time, but your credit hours may not be approved in time for a January 1st renewal.

In ALL states, you have until December 31st to complete your mortgage CE requirements. Be aware, that if you wait until then your license will not renew on January 1st and you will not be able to originate loans until your mortgage CE credits are submitted, approved and your license is renewed.

Several states have alternate recommended early deadlines that they suggest you target to ensure your renewal application gets processed by the December 31st deadline. Make sure you know the mortgage CE deadlines for ALL states you are licensed in so you don’t miss your renewal. View the table below for each state’s deadline. Those that are early are highlighted in green.

State Deadline
Alabama December 31, 2021
Alaska December 31, 2021
Arizona December 31, 2021
Arkansas December 31, 2021
California (DFPI) December 31, 2021
California (BRE) December 31, 2021
Colorado December 31, 2021
Connecticut December 31, 2021
Delaware December 1, 2021
District of Columbia November 1, 2021
Florida December 31, 2021
Georgia October 31, 2021
Guam December 31, 2021
Hawaii December 31, 2021
Idaho December 1, 2021
Illinois December 31, 2021
Indiana (DFI) December 31, 2021
Indiana (SOS) December 31, 2021
Iowa December 1, 2021
Kansas December 1, 2021
Kentucky November 30, 2021
Louisiana December 31, 2021
Maine December 31, 2021
Maryland December 31, 2021
Massachusetts December 31, 2021
Michigan December 31, 2021
Minnesota December 31, 2021
Mississippi December 31, 2021
Missouri December 31, 2021
Montana December 31, 2021
Nebraska December 31, 2021
Nevada December 31, 2021
New Hampshire December 31, 2021
New Jersey December 31, 2021
New Mexico December 31, 2021
New York December 31, 2021
North Carolina December 31, 2021
North Dakota December 31, 2021
Ohio December 31, 2021
Oklahoma December 31, 2021
Oregon December 31, 2021
Pennsylvania December 31, 2021
Puerto Rico December 1, 2021
Rhode Island December 31, 2021
South Carolina (BFI) December 31, 2021
South Carolina (DCA) November 30, 2021
South Dakota December 31, 2021
Tennessee December 31, 2021
Texas (OCCC) December 31, 2021
Texas (SML) December 31, 2021
Utah (DFI) December 31, 2021
Utah (DRE) December 15, 2021
Vermont December 1, 2021
Virginia December 31, 2021
Virgin Islands December 31, 2021
Washington December 15, 2021
West Virginia November 1, 2021
Wisconsin December 31, 2021
Wyoming December 31, 2021

If you aren’t certain of the mortgage CE requirements for the state(s) you are licensed in, you can review the state mortgage license requirements to ensure you are in-the-know with what you’ll need to complete.

Need CE for your team? Explore our business solutions.

All of our mortgage CE course content is NEW for 2021, NMLS-approved, and offered in a variety of formats to suit everyone’s learning style and preference—online self-paced, video, and webinar.

For additional information about 2021 state requirements and deadlines, visit the NMLS State-Specific CE Education Requirements page.

Complete Your Mortgage CE Requirements Today