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Continuing Education Webinar

2 Hour SAFE Elective: Mortgage Loan Originator 2026 CE (Webinar)

About This Course

Today’s nontraditional mortgage products serve an important role in the lending landscape. They provide financing options for borrowers who either do not fit traditional loan criteria or have specific financial goals that are not met by a 30-year fixed-rate loan. Nontraditional loans have evolved significantly over time with enhanced consumer protections and stricter standards‚ and they offer valuable alternatives through features like adjustable interest rates‚ flexible payment structures‚ and varied underwriting criteria. This course examines various nontraditional mortgage options including their unique characteristics‚ risks  and rewards‚ requirements‚ and more.

$79.00

SKU 4303US26250G00

  • 24/7 access to your course online
  • Certificate of completion

What You'll Learn

  • Define non-qualified mortgages and the standards to which they are held
  • Recognize the risks and rewards of 15-year mortgage loans
  • Define the role of a 40-year mortgage loan in the current lending environment
  • Discuss basic components of adjustable-rate mortgages as they are available on both conventional and nonconventional (FHA) terms
  • Describe the key features of no-cost loans‚ including the risks and rewards

How It Works

This course is delivered via a live feed of an instructor presenting course material and is designed to allow the student to communicate in real time with the instructor as well as fellow students. Once registered‚ you will receive log in credentials to your student portal where you will find all of your class materials.; Please not the following attendance information pertaining to your webinar to receive full credit:

  • All students must attest to the Rules of Conduct prior to entry into the webinar
  • The NMLS requires all student to be visible on webcam for the duration of the webinar.;
  • To verify attendance‚ students are required to display Government Issued IDs.;
  • You will be taken to a waiting room prior to webinar start for verification to take place. Your ID will only be shown to OnCourse Learning employees only.;
  • Failure to present a Government Issued ID will lead to dismissal of webinar and the need to reschedule for a different event.;
  • Students failing to log in at least 15 minutes prior to the webinar risk not being admitted and receiving credit.;
  • You will only be given credit for the webinar if you have met all NMLS attendance and identification requirements.;
  • Students who are absent from the webinar will not receive credit.;
  • If a student misses any portion of a webinar‚ no credit will be given‚ and the student must reschedule for another event.

State Requirements

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NMLS APPROVED ID 18440