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Continuing Education Online Self-Paced

2 Hour SAFE Nontraditional: Mortgage Loan Originator 2026 CE (Online)

About This Course

Today’s nontraditional mortgage products serve an important role in the lending landscape. They provide financing options for borrowers who either do not fit traditional loan criteria or have specific financial goals that are not met by a 30-year fixed-rate loan. Nontraditional loans have evolved significantly over time with enhanced consumer protections and stricter standards‚ and they offer valuable alternatives through features like adjustable interest rates‚ flexible payment structures‚ and varied underwriting criteria. This course examines various nontraditional mortgage options including their unique characteristics‚ risks  and rewards‚ requirements‚ and more.

$44.00
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SKU 4303US26400A00

  • 24/7 access to your course online
  • Certificate of completion

What You'll Learn

  • Define non-qualified mortgages and the standards to which they are held
  • Recognize the risks and rewards of 15-year mortgage loans
  • Define the role of a 40-year mortgage loan in the current lending environment
  • Discuss basic components of adjustable-rate mortgages as they are available on both conventional and nonconventional (FHA) terms
  • Describe the key features of no-cost loans‚ including the risks and rewards

How It Works

This is an online self-paced course that allows you to study the course material independently and at your convenience. Access to a computer with internet access is required. Please note this course is only supported for laptop or desktop computers‚ as NMLS requirements prohibit the consumption of licensing training on mobile devices‚ such as cell phones or tablets

FAQs

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NMLS APPROVED ID 17741