About this CourseEach loan program has different requirements related to sources of funds that may be used by borrowers to close a transaction. Often borrowers need advice from their mortgage loan originator when discussing additional assets they can use to cover the cost to close on a home loan. This course will review the most common sources of funds for down payment, closing costs, and reserve funds. This course satisfies one hour of elective education for loan originators. The content for this course is the same as course ID 12159 and is intended to satisfy CE requirements for 2021 or the last year a mortgage loan originator held an active license. Mortgage loan originators cannot take this course again for credit in 2022.