Professional Development Online Self-Paced

The Ability to Repay (ATR) and Qualified Mortgage (QM) Rules

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This professional development online course will provide students with the essential information necessary to understand the Ability to Repay/Qualified Mortgage Rule and the Concurrent Rule, and will provide a review of the regulatory and industry concerns considered by the CFPB in its rulemaking. This professional development online course help participants understand the importance of the Rule and its effect on the mortgage landscape, and will highlight compliance concerns that may arise. The course will also review some examples in the form of Discussion Scenarios.
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SKU 4306US00330A00

  • 24/7 access to your course online
  • Certificate of completion
  • On the Job Compliance
  • Essential Federal Law
  • Mortgage Loan Originator
  • Underwriter

What You'll Learn

  • Standards and restrictions for evaluating and verifying a borrower’s ability to repay in compliance with the Ability to Repay Rule
  • The Qualified Mortgage Rule and transactions that it covers
  • Guidelines for compliance with the Qualified Mortgage Rule

How it Works

This is an online self-paced course that allows you to study the course material independently and at your convenience. Access to a computer with internet access is required. This course is supported on most computing devices, including desktop and laptop computers, tablets and cell phones.

State Requirements

Professional development courses are not required by any state. These courses are designed to help you advance your career, grow your business and make the commitment to lifelong learning.


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