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Professional Development Online Self-Paced

Redlining

Discriminating against any person, whether the act is large or small, subtle or overt, is a serious ethical failure. With homeownership representing such a significant part of “the American dream” and financial stability across generations, denying a person’s access to credit – or making that access more difficult – based on discriminatory factors is absolutely unacceptable. Though it seems that fair lending should be a given in the marketplace, the federal laws codifying equal access to credit are barely 50 years old – and they have continued to evolve in the decades since their enactment. From inappropriate comments and inquiries to unfairly restrictive underwriting requirements, predatory targeting or exclusion of protected groups, and disparate impact, fair lending continues to present challenges.
$29.00
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SKU 4306US00881A00

  • 24/7 access to your course online
  • Certificate of completion
  • Money laundering / Fair Lending
  • All Mortgage Professionals

What You'll Learn

  • Define redlining and reverse redlining
  • Recognize how redlining perpetuates economic racism and segregation
  • Consider additional forms of racism that are perpetuated in the mortgage industry

How it Works

This is an online self-paced course that allows you to study the course material independently and at your convenience. Access to a computer with internet access is required. Please note this course is only supported for laptop or desktop computers, as NMLS requirements prohibit the consumption of licensing training on mobile devices, such as cell phones or tablets

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