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Nevada License Requirements

Get an understanding of mortgage lending and insurance state licensing and continuing education requirements

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Nevada Mortgage License Requirements

Learn about the Nevada mortgage education requirements for mortgage licensing.

In the state of Nevada, mortgage loan originators are required to:

    1. Complete a Criminal Background Check (CBC).
    2. Authorize a credit report through the NMLS.
    3. Fulfill all state and federal education requirements as designated by your state agency.
    4. Take and pass a National Test.
    5. A review of the applicant’s compliance with any court ordered child support payments. Pursuant to NRS 645B.420, a person may not hold a license if he or she is not in compliance;
    6. Payment of the $185 Nevada application fee and the $25 Attorney General assessment;
    7. Applicant must be sponsored by a licensed mortgage broker, mortgage banker or exempt entity;
    8. Applicant may only be associated with one mortgage broker or mortgage banker;
    9. Applicant must be included on the Surety Bond held by the sponsoring company; and
    10. Applicant must be 18 years of age.

Nevada NMLS Pre-Licensing Education Requirements:

New state-licensed MLOs are required to complete 30 hours of NMLS-approved education. This includes:

  • 3 hours of federal law
  • 3 hours of ethics
  • 2 hours of non-traditional mortgage lending
  • 18 hours of electives
  • 4 hours of Nevada state-specific education

Nevada Continuing Education Requirements:

State-licensed MLOs are required to complete 8 hours of NMLS-approved mortgage education annually beginning the year they are licensed (unless PE was completed in the same year). This includes:

  • 3 hours of federal law
  • 2 hours of ethics
  • 2 hours of non-traditional mortgage lending
  • 1 hour of electives

NOTE:  Nevada requires 10 hours (3 state-specific) for late CE completed for 2010-2017

MLOs are advised that to comply with the SAFE Act’s “successive years” rule, they may not take the same CE course two years in a row.

Nevada Mortgage Licensing:

NMLS Resources: