New Hampshire Mortgage License Requirements
Learn about the New Hampshire mortgage education requirements for mortgage licensing.
In the state of New Hampshire, mortgage loan originators are required to:
- Complete a Criminal Background Check (CBC).
- Authorize a credit report through the NMLS.
- Fulfill all state and federal education requirements as designated by your state agency.
- Take and pass a National Test.
- Sponsorship by a licensed company.
New Hampshire NMLS Pre-Licensing Education Requirements:
New state-licensed MLOs are required to complete 20 hours of NMLS-approved education. This includes:
- 3 hours of federal law
- 3 hours of ethics
- 2 hours of non-traditional mortgage lending
- 10 hours of electives
- 2 hours of New Hampshire state-specific education
New Hampshire Continuing Education Requirements:
State-licensed MLOs are required to complete 8 hours of NMLS-approved mortgage education annually beginning the year they are licensed (unless PE was completed in the same year). This includes:
- 3 hours of federal law
- 2 hours of ethics
- 2 hours of non-traditional mortgage lending
- 1 hour of electives
MLOs are advised that to comply with the SAFE Act’s “successive years” rule, they may not take the same CE course two years in a row.
New Hampshire Mortgage Licensing:
- New Hampshire Banking Department
- Phone: 603-271-8675
- Email: Licensing@banking.nh.gov
- Website: www.nh.gov/banking
NMLS Resources:
- New Hampshire MLO License Description Page
- Professional Standards: Mortgage Education
- Professional Standards: Criminal Background Check
- Professional Standards: Credit Report
- Professional Standards: MLO Testing
