New Jersey NMLS-Approved Mortgage Continuing Education

Get started with your New Jersey mortgage loan officer CE online course today

Course Search
Choose the New Jersey NMLS-approved mortgage continuing education course that is right for you

Our NMLS-approved New Jersey mortgage loan originator (MLO) CE courses help you stay licensed and compliant and are specifically designed for New Jersey mortgage loan officers.  We offer comprehensive and core courses as video or online self-paced.

8 Hour SAFE Comprehensive: Understanding Origination Regulations Video CE

Format | Online Self-Paced

Credit Hours | 8

Category | Continuing Education

SKU | 4303US19140A00

$139.00

More Info

Understanding Origination Regulations provides a review of relevant issues facing mortgage loan originators today, specifically those outlined by NMLS as required topics for continuing education. Students will examine provisions of the TILA-RESPA Integrated Disclosure Rule, including a look at the Loan Estimate and Closing Disclosure, as well as several laws that reinforce ethical obligations of mortgage licensees like Regulation N and the Bank Secrecy Act. Students will also review rules for the origination of FHA and VA loans.

2 Hour SAFE Elective: Underwriting and Risk Analysis for Conventional Loans (Webinar)

Format | Webinar

Credit Hours | 2

Category | Elective

SKU | 4303US19250G00

$79.00

More Info

Underwriting is the risk assessment step of a residential mortgage transaction. It gives lenders that make home loans and the investors that purchase them the opportunity to complete an analysis of the risks associated with offering mortgage credit to a particular loan applicant. This course will review the underwriting tools and practices used by loan originators in the early stages of a lending transaction to evaluate a consumer�s loan eligibility, as well as underwriting requirements established by federal lending laws and other guidelines followed by lenders known as credit overlays.

2 Hour SAFE Elective: Underwriting and Risk Analysis for Conventional Loans (Online)

Format | Online Self-Paced

Credit Hours | 2

Category | Elective

SKU | 4303US19250A00

$44.00

More Info

Underwriting is the risk assessment step of a residential mortgage transaction. It gives lenders that make home loans and the investors that purchase them the opportunity to complete an analysis of the risks associated with offering mortgage credit to a particular loan applicant. This course will review the underwriting tools and practices used by loan originators in the early stages of a lending transaction to evaluate a consumer�s loan eligibility, as well as underwriting requirements established by federal lending laws and other guidelines followed by lenders known as credit overlays.

2 Hour NJ SAFE: New Jersey Mortgage Law Updates (Webinar)

Format | Webinar

Credit Hours | 2

Category | Elective

SKU | 4303NJ19500G00

$79.00

More Info

This course will focus on the laws and rules that regulate mortgage loan originators doing business in New Jersey. Throughout this course, students will review fictionalized scenarios based on real regulatory decisions made by the Department of Banking and Insurance in recent months, paired with a discussion of the relevant sections of New Jersey law and regulations. In Module 1, students will review standards for obtaining and maintaining a license, disclosures, fees and charges, and advertising. In Module 2, students will look at prohibited conduct for licensees, prohibited actions for secondary and high-cost loans, and disciplinary action that may be taken when violations of the law occur.

2 Hour NJ SAFE: New Jersey Mortgage Law Updates (Live)

Format | Classroom

Credit Hours | 2

Category | Elective

SKU | 4303NJ19500B00

$79.00

More Info

This course will focus on the laws and rules that regulate mortgage loan originators doing business in New Jersey. Throughout this course, students will review fictionalized scenarios based on real regulatory decisions made by the Department of Banking and Insurance in recent months, paired with a discussion of the relevant sections of New Jersey law and regulations. In Module 1, students will review standards for obtaining and maintaining a license, disclosures, fees and charges, and advertising. In Module 2, students will look at prohibited conduct for licensees, prohibited actions for secondary and high-cost loans, and disciplinary action that may be taken when violations of the law occur.

2 Hour NJ SAFE: New Jersey Mortgage Law Updates (Online)

Format | Online Self-Paced

Credit Hours | 2

Category | Elective

SKU | 4303NJ19500A00

$44.00

More Info

This course will focus on the laws and rules that regulate mortgage loan originators doing business in New Jersey. Throughout this course, students will review fictionalized scenarios based on real regulatory decisions made by the Department of Banking and Insurance in recent months, paired with a discussion of the relevant sections of New Jersey law and regulations. In Module 1, students will review standards for obtaining and maintaining a license, disclosures, fees and charges, and advertising. In Module 2, students will look at prohibited conduct for licensees, prohibited actions for secondary and high-cost loans, and disciplinary action that may be taken when violations of the law occur.

12 Hour NJ SAFE Comprehensive: Maintaining Mortgage Industry Awareness (Online)

Format | Online Self-Paced

Credit Hours | 12

Category | Comprehensive

SKU | 4303NJ19000A00

$164.00

More Info

Maintaining Mortgage Industry Awareness provides a review of relevant issues facing mortgage loan originators today, specifically those outlined by NMLS as required topics for continuing education. Students will examine provisions of the Truth-in-Lending Act, the TILA-RESPA Integrated Disclosure Rule, and the Qualified Mortgage Rule, including issues related to considering the triggers, tolerances, and thresholds that enable loan originators to determine when disclosures are due and what information is required. In addition, students will take a look at the Real Estate Settlement Procedures Act, specifically rules related to lead agreements, marketing services agreements, co-marketing, desk licensing agreements, and affiliated business arrangements. Students will also review several nontraditional mortgage products, such as adjustable-rate mortgages and fixed-rate mortgages with terms of 15 and 40 years. Finally, students will review mortgage laws and regulations specific to the state of New Jersey. This course is NMLS-approved for twelve hours of continuing education required for New Jersey mortgage loan originators, as specified by the S.A.F.E. Mortgage Licensing Act and New Jersey law. Annual S.A.F.E. Act continuing education requirements for New Jersey loan originators include three hours of federal law, two hours of ethics, two hours of nontraditional mortgage lending, three hours of electives, and two hours of New Jersey-specific laws and regulations, for a total of twelve hours.

 Your Success is Our #1 Priority

OnCourse Learning empowers aspiring mortgage loan originators and seasoned mortgage loan officers to take their learning experience to the next level. Get and maintain your NMLS license with NMLS-approved mortgage pre-licensing, continuing education, and late CE courses, plus exam prep tools to help you pass your NMLS license exam. With over 40 years of experience, we are proud to offer the ultimate learning experience no matter where you are at in your mortgage education journey.

We’ve helped over 300,000 mortgage brokers begin and advance their careers. Get started today!

Stay Tuned

Learn about upcoming events, courses, discounts and insights. You may unsubscribe at any time.

20225 Water Tower Blvd. Brookfield, WI 53045
© 2019 OCL Financial Services, LLC. All rights reserved.
NMLS Provider #1400013