Late Continuing Education Online Self-Paced

Late CE: 8 Hour SAFE Comprehensive Protecting Borrowers Through Compliant Origination (11327) (Online)

About this Course

Maintaining Mortgage Industry Awareness provides a review of relevant issues facing mortgage loan originators today, specifically those outlined by NMLS as required topics for continuing education. This course is NMLS-approved for eight hours of continuing education required for mortgage loan originators, as specified by the SAFE Act. The content for this course is the same as course ID 11327 and is intended to satisfy CE requirements for 2020 or the last year a mortgage loan originator held an active license. Mortgage loan originators cannot take this course again for credit in 2021.
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SKU 4303US21100A00

  • 24/7 access to your course online
  • Certificate of Completion

What You'll Learn

  • Recognize federal standards for ensuring borrower qualifications and QM products
  • Coverage of TILA-RESPA Integrated Disclosure Rule compliance
  • Additional disclosures that must be made during mortgage loan transactions, including electronic disclosures
  • Requirements for clear and accurate advertising of mortgage products
  • Borrower's right to rescind in certain transactions
  • Fair lending regulations under the Equal Credit Opportunity Act and privacy requirements under the Gramm-Leach-Bliley Act
  • Provisions of the Red Flags Rule for detecting identity theft and fraud
  • Requirements of the Telemarketing Sales Rule
  • Requirements related to unfair, deceptive, and abusive acts or practices (UDAAP) in telemarketing and advertising Common mortgage fraud scams, schemes and money laundering methods
  • Requirements to report suspicious activity in compliance with the Anti-Money Laundering law
  • The growing popularity of ARM loans in the current lending environment Special conditions of refinancing an ARM to a standard mortgage
  • The role of 'no-cost' loans in the current lending market Sources of funds a borrower may and may not use when purchasing a home
  • Interpret the terms associated with acceptable funds to close Implications of using funds from the sale of real estate
  • And more!

How it Works

This is an online self-paced course that allows you to study the course material independently and at your convenience. Access to a computer with internet access is required. Please note this course is only supported for laptop or desktop computers, as NMLS requirements prohibit the consumption of licensing training on mobile devices, such as cell phones or tablets.


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