Get Your New Jersey NMLS Mortgage License

Become a New Jersey loan officer with the mortgage educator you can trust

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Choose from these New Jersey mortgage education courses to get your NMLS license

Start your New Jersey mortgage broker career with confidence with our NMLS-approved mortgage courses. Be prepared for the New Jersey mortgage loan originator NMLS exam with our 20-hour New Jersey SAFE course. This comprehensive course meets the SAFE Act mortgage pre-license education requirements for new mortgage loan officers. 

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20 Hour NJ SAFE Comprehensive: New Jersey Applying Mortgage Knowledge to Exam Preparation (OIL)

Format | Online Instructor-Led

Credit Hours | 20

Category | Comprehensive

SKU | 4301NJ00000C00

$349.00

More Info

20 Hour NJ SAFE Comprehensive Applying Mortgage Knowledge to Exam Preparation is a test-focused mortgage pre-licensing course, organized to review topics specifically outlined in the National Mortgage Loan Originator Test Content Outline. This course meets the federal mortgage training requirements found in the SAFE Act and helps to prepare students for the National Mortgage Loan Originator Test. This MLO pre-licensing online course also satisfies the required 4 hours of New Jersey law.

4 Hour NJ SAFE Review of New Jersey Mortgage Law (OIL)

Format | Online Instructor-Led

Credit Hours | 4

Category | Elective

SKU | 4309NJ00450C00

$109.00

More Info

4 Hour NJ SAFE Review of New Jersey Mortgage Law provides a review of the New Jersey Residential Mortgage Lending Act of 2009, the Home Ownership Security Act, and other laws that impact mortgage lending in New Jersey. The course offers a thorough review of areas such as the New Jersey Department of Banking and Insurance, state law and regulation definitions, license law and regulation, compliance, and disciplinary actions. This online - instructor led course meets the 4-hour New Jersey-specific pre-licensing education requirement for loan originators and offers a thorough review of the information and laws that license applicants must understand in order to make, broker, or originate loans in compliance with New Jersey law.

PLATINUM: Mortgage Exam Prep Suite with Prep xL Personalized Learning

Format | Online Self-Paced

Category | Exam Prep

SKU | national-nmls-mortgage

$199.00

More Info

Take your Mortgage License Exam Prep to the next level with personalized learning!

This online Platinum Mortgage Exam Prep Suite includes Prep xL Personalized Learning, a sophisticated mortgage exam prep tool for anyone that is preparing to take their mortgage license exam. It leverages personalized learning technology to tailor study materials and create customized learning paths to help ensure you pass the NMLS mortgage exam on your first try! Perfect for individuals who have limited experience in the mortgage industry and need to pass the NMLS mortgage exam.

This package includes:

- NMLS Exam Test-Taking Tips

- SAFE Mortgage Loan Originator National + UST Content Material

- OVER 1200 questions

- Eight Simulated Exams

- OVER 800 Interactive Flashcards

- Personalized Dashboard

- Real-time Reports

- Mobile Compatible

NOTE: This is not an NMLS-approved course and will not satisfy the pre-license education requirements.

GOLD: Mortgage Exam Prep Suite

Format | Online Self-Paced

Category | Exam Prep

SKU | 4304US00050A00

$169.00

More Info

Gain confidence in taking the rigorous NMLS exam!

This online mortgage license package is designed for individuals who have some experience in the mortgage industry, and need to pass the NMLS mortgage license exam. It includes comprehensive tools including test-taking tips, comprehensive content and over 375 practice questions.

This online mortgage license exam prep package includes:

- NMLS Exam Test-Taking Tips

- SAFE Mortgage Loan Originator National + UST Content Material

- 375 practice questions

NOTE: This is not an NMLS-approved course and will not satisfy the pre-license education requirements.

 Your Success is Our #1 Priority

OnCourse Learning empowers aspiring mortgage loan originators and seasoned mortgage loan officers to take their learning experience to the next level. Get and maintain your NMLS license with NMLS-approved mortgage pre-licensing, continuing education, and late CE courses, plus exam prep tools to help you pass your NMLS license exam. With over 50 years of experience, we are proud to offer the ultimate learning experience no matter where you are at in your mortgage education journey.

We’ve helped over 300,000 mortgage brokers begin and advance their careers. Get started today!

New Jersey Mortgage License Requirements

New Jersey Mortgage License Requirements

Learn about the New Jersey mortgage education needs and additional requirements for mortgage licensing.

In the state of New Jersey, mortgage loan originators are required to:

  1. Complete a state and federal Criminal Background Check (CBC).
  2. Authorize a credit report through the NMLS.
  3. Fulfill all state and federal education requirements as designated by your state agency.
  4. Take and pass a National Test.
  5. Satisfaction of character and fitness requirements.

New Jersey NLMS Pre-Licensing Education Requirements

New state-licensed MLOs are required to complete 20 hours of NMLS-approved education. This includes:

  • 3 hours of federal law
  • 3 hours of ethics
  • 2 hours of non-traditional mortgage lending
  • 8 hours of electives
  • 4 hours of New Jersey state-specific education

New Jersey Continuing Education Requirements

State-licensed MLOs are required to complete 12 hours of NMLS-approved mortgage education annually beginning the year they are licensed (unless PE was completed in the same year). This includes:

  • 3 hours of federal law
  • 2 hours of ethics
  • 2 hours of non-traditional mortgage lending
  • 3 hours of electives
  • 2 hours of New Jersey state-specific education

 MLOs are advised that to comply with the SAFE Act’s “successive years” rule, they may not take the same CE course two years in a row.

New Jersey Mortgage Licensing: More Information

New Jersey Department of Banking and Insurance

Phone: 609-292-7272

Email: bliconline@dobi.state.nj.us

Website: www.state.nj.us/dobi

NMLS Resources:

To view the New Jersey MLO License Description Page, please click here

Professional Standards: Mortgage Education – click here

Professional Standards: Criminal Background Check – click here

Professional Standards: Credit Report – click here

Professional Standards: Mortgage Education – click here

Professional Standards: MLO Testing – click here

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