Loading...
Mortgage
Courses
New License Exam Prep Continuing Education Professional Development Regulatory Compliance Mortgage HQ Subscription
For Organizations
Resources
Help & Support
FAQs State Requirements Contact Us Get Support
Prep xL
Prep xL LoginLearn about Prep xL

Mortgage Education for Your Best Chance at Passing the NMLS Exam

Discover a different way to prepare for the NMLS exam with MLO Test Ready, our most comprehensive online training program.

Pass the first time with a proven +85% pass rateLearn more
The best mortgage loan originator training program

What is MLO Test Ready?

This proven 10-day mortgage education program, led by industry experts, is designed to prepare aspiring MLOs with the knowledge and skills needed to pass the NMLS exam on their first attempt.

The average first-time pass rate on the NMLS exam is only 57%

Avoid being part of the 43% who fail and need to retake the exam. This training program features an average pass rate of 85% and is specifically designed to increase your chances of success.

Our pass guarantee

We are committed to your success. Pass your NMLS exam on the first attempt after completing our 10-day program, or retake MLO Test Ready at no additional cost.

Learn more

Do different. Get results.

Every component of the MLO Test Ready program has been designed to provide an engaging learning experience that incorporates repetitive learning methods, interactive features, and exercises that predict pass rates.

What's included:

Pre-licensing training

An instructor-led webinar delivering the required 20-hour NMLS-approved pre-license content.

Study with Prep xL

Meet Prep xL—the top-rated, most popular exam preparation tool in the industry.

Small group learning

Offers the chance to review assignments and engage in discussions with the instructor and fellow students.

Multiple practice exams

Measure your performance with practice exams included in Prep xL.

Exam prep webinar

Covers exam content, test-taking tips and practice questions.

Individual tutoring sessions

Get additional help with one-on-one sessions with an experienced instructor.

Group tutoring sessions

Discuss with an instructor and fellow students.

Get started

MLO Test Ready is now included in our Premier Plus Package! Simply choose the state where you wish to be licensed and start your mortgage education journey with ease. Upgrade today!

What to expect

The program is designed to seamlessly integrate essential course materials with group sessions and dedicated self-study time. To ensure success and pass on the first attempt, active engagement and participation throughout all ten days is required.

🗓View schedule below or download schedule

MLO Test Ready Week 1 Schedule MLO Test Ready Week 2 Schedule MLO Test Ready Week 1 Schedule MLO Test Ready Week 2 Schedule
The best mortgage loan originator training program

Want $50? Share your test score with us

Get rewarded by sharing your test results.

How it works

Simply email a picture of your NMLS test results page to mortgagesales@oncourselearning.com with "MLO Test Ready" as the email subject line. We will process your rebate within 72 business hours.*

*To qualify for the $50 rebate, you must take your exam within 30 days of completing MLO Test Ready and share your score within 45 days of finishing the program..

“A must! Don’t waste your time anywhere else. Easy to use information and instruction is easy to follow.”

Heidi D, Former student