North Carolina NMLS-Approved Mortgage Continuing Education

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Choose the North Carolina NMLS-approved mortgage continuing education course that is right for you

Our NMLS-approved North Carolina mortgage loan originator (MLO) CE courses help you stay licensed and compliant and are specifically designed for North Carolina mortgage loan officers.  We offer comprehensive and core courses as video or online self-paced.

7 Hour SAFE Core: Understanding Origination Regulations Video CE

Format | Online Self-Paced

Credit Hours | 7

Category | Continuing Education

SKU | 4303US19150A00

$139.00

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Understanding Origination Regulations provides a review of relevant issues facing mortgage loan originators today, specifically those outlined by NMLS as required topics for continuing education. Students will examine provisions of the TILA-RESPA Integrated Disclosure Rule, including a look at the Loan Estimate and Closing Disclosure, as well as several laws that reinforce ethical obligations of mortgage licensees like Regulation N and the Bank Secrecy Act. Students will also review rules for the origination of FHA and VA loans.

8 Hour NC SAFE Comprehensive: Maintaining Mortgage Industry Awareness (Online)

Format | Online Self-Paced

Credit Hours | 8

Category | Comprehensive

SKU | 4303NC19000A00

$129.00

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Maintaining Mortgage Industry Awareness provides a review of relevant issues facing mortgage loan originators today, specifically those outlined by NMLS as required topics for continuing education. Students will examine provisions of the Truth-in-Lending Act, the TILA-RESPA Integrated Disclosure Rule, and the Qualified Mortgage Rule, including issues related to considering the triggers, tolerances, and thresholds that enable loan originators to determine when disclosures are due and what information is required. In addition, students will take a look at the Real Estate Settlement Procedures Act, specifically rules related to lead agreements, marketing services agreements, co-marketing, desk licensing agreements, and affiliated business arrangements. Students will also review several nontraditional mortgage products, such as adjustable-rate mortgages and fixed-rate mortgages with terms of 15 and 40 years. Finally, students will review mortgage laws and regulations specific to the state of North Carolina. This course is NMLS-approved for eight hours of continuing education required for North Carolina mortgage loan originators, as specified by the S.A.F.E. Mortgage Licensing Act and North Carolina law. Annual S.A.F.E. Act continuing education requirements for North Carolina loan originators include three hours of federal law, two hours of ethics, two hours of nontraditional mortgage lending, and one hour of North Carolina-specific laws and regulations, for a total of eight hours.

1 Hour NC SAFE: North Carolina Mortgage Law Updates (Webinar)

Format | Webinar

Credit Hours | 1

Category | Elective

SKU | 4303NC19500G00

$69.00

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This course will focus on the laws and rules that regulate mortgage loan originators, lenders, and brokers doing business in North Carolina. Throughout this course, students will review fictionalized scenarios based on real regulatory decisions made by the Office of the Commissioner of Banks in recent months, paired with a discussion of the relevant sections of North Carolina laws and regulations. In Module 1, students will review standards for obtaining and maintaining a license, recordkeeping and reporting requirements, limitations on fees and charges, and mortgage broker duties. In Module 2, students will look at prohibited conduct for licensees, including a look at the Residential Mortgage Fraud Act, as well as disciplinary action that may be taken when violations of the law occur.

1 Hour NC SAFE: North Carolina Mortgage Law Updates (Live)

Format | Classroom

Credit Hours | 1

Category | Elective

SKU | 4303NC19500B00

$69.00

More Info

This course will focus on the laws and rules that regulate mortgage loan originators, lenders, and brokers doing business in North Carolina. Throughout this course, students will review fictionalized scenarios based on real regulatory decisions made by the Office of the Commissioner of Banks in recent months, paired with a discussion of the relevant sections of North Carolina laws and regulations. In Module 1, students will review standards for obtaining and maintaining a license, recordkeeping and reporting requirements, limitations on fees and charges, and mortgage broker duties. In Module 2, students will look at prohibited conduct for licensees, including a look at the Residential Mortgage Fraud Act, as well as disciplinary action that may be taken when violations of the law occur.

1 Hour NC SAFE: North Carolina Mortgage Law Updates (Online)

Format | Online Self-Paced

Credit Hours | 1

Category | Elective

SKU | 4303NC19500A00

$39.00

More Info

This course will focus on the laws and rules that regulate mortgage loan originators, lenders, and brokers doing business in North Carolina. Throughout this course, students will review fictionalized scenarios based on real regulatory decisions made by the Office of the Commissioner of Banks in recent months, paired with a discussion of the relevant sections of North Carolina laws and regulations. In Module 1, students will review standards for obtaining and maintaining a license, recordkeeping and reporting requirements, limitations on fees and charges, and mortgage broker duties. In Module 2, students will look at prohibited conduct for licensees, including a look at the Residential Mortgage Fraud Act, as well as disciplinary action that may be taken when violations of the law occur.

 Your Success is Our #1 Priority

OnCourse Learning empowers aspiring mortgage loan originators and seasoned mortgage loan officers to take their learning experience to the next level. Get and maintain your NMLS license with NMLS-approved mortgage pre-licensing, continuing education, and late CE courses, plus exam prep tools to help you pass your NMLS license exam. With over 50 years of experience, we are proud to offer the ultimate learning experience no matter where you are at in your mortgage education journey.

We’ve helped over 300,000 mortgage brokers begin and advance their careers. Get started today!

North Carolina Mortgage License Requirements

Learn about the North Carolina mortgage education needs and additional requirements for mortgage licensing.

In the state of North Carolina, mortgage loan originators are required to:

  1. Complete a Criminal Background Check (CBC).
  2. Authorize a credit report through the NMLS.
  3. Fulfill all state and federal education requirements as designated by North Carolina.
  4. Take and pass a National Test.
  5. Applicants must be at least 18 years of age.

North Carolina NLMS Pre-Licensing Education Requirements

New state-licensed MLOs are required to complete 24 hours of NMLS-approved education. This includes:

  • 3 hours of federal law
  • 3 hours of ethics
  • 2 hours of non-traditional mortgage lending training
  • 12 hours of electives
  • 4 hours of North Carolina state-specific education

NOTE: PE education must be completed within 3yrs of new or subsequent license application

North Carolina Continuing Education Requirements

State-licensed MLOs are required to complete 8 hours of NMLS-approved mortgage education annually beginning the year they are licensed (unless PE was completed in the same year). This includes:

  • 3 hours of federal law
  • 2 hours of ethics
  • 2 hours of non-traditional mortgage lending
  • 1 hour of North Carolina state-specific education

MLOs are advised that to comply with the SAFE Act’s “successive years” rule, they may not take the same CE course two years in a row.

North Carolina Mortgage Licensing: More Information

North Carolina Commissioner of Banks Office

Phone: 919-733-3016

Email: MLO@NCCOB.gov

Website: www.nccob.gov/public

NMLS Resources:

To view the North Carolina MLO License Description Page, please click here

Professional Standards: Mortgage Education – click here

Professional Standards: Criminal Background Check – click here

Professional Standards: Credit Report – click here

Professional Standards: Mortgage Education – click here

Professional Standards: MLO Testing – click here

 

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