Professional Development Online Self-Paced

Mortgage Math

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Successful loan originators need to have a solid grasp of the concepts and calculations required in order to present clear solutions for their customers. While the use of a financial calculator or other software can be helpful in quickly completing difficult computations, it is crucial for mortgage professionals to understand the basic concepts behind common loan origination calculations; advanced number concepts allow the loan originator to look more deeply into the benefits of a transaction for the borrower. In this professional development online course, students will explore the fundamental financial calculations of loan origination. Concepts learned include principal and interest payments, income determinations, DTI and LTV ratios, periodic and per diem interest, and more. Students will learn formulas for these calculations and others, such as discount points and closing costs, and will apply their knowledge through several interactive scenarios to test their new skills.
SKU 4306US00510A00
  • 24/7 access to your course online
  • Certificate of completion

What You'll Learn

  • Calculation of principal and interest payments, borrower income, and qualifying ratios
  • How to compute points and premiums, periodic and per diem interest, down payment amounts, and closing costs
  • How to apply mathematical concepts via interactive scenarios

How it Works

This is an online self-paced course that allows you to study the course material independently and at your convenience. Access to a computer with internet access is required. This course is supported on most computing devices, including desktop and laptop computers, tablets and cell phones.

State Requirements

Professional development courses are not required by any state. These courses are designed to help you advance your career, grow your business and make the commitment to lifelong learning.


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