LATE CE
Renew your MLO license if you missed your state’s continuing education deadline.
Renew your MLO license if you missed your state’s continuing education deadline.
SKU 4303US24100A00
Format: Online Self-Paced
Credit Hours: 8
Category: Comprehensive
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SKU 4303US24110A00
Format: Online Self-Paced
Credit Hours: 7
Category: Elective
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SKU 4303US24260A00
Format: Online Self-Paced
Credit Hours: 2
Category: Elective
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The importance of a prospective borrower’s credit score should not be underestimated. One of the most useful devices to complete a thorough and successful analysis is to keep in mind the three Cs of credit: capacity, character, and capital. The mortgage loan originator’s challenge is to understand each applicant’s financial situation and, with these three criteria in mind, find the most suitable product. This course will guide participants through a review of credit basics, including the Fair Credit Reporting Act (FCRA) and FACT Act, the components of credit scoring and reporting, unique situations that warrant nontraditional credit evaluation, and more.
SKU 4303US24270A00
Format: Online Self-Paced
Credit Hours: 1
Category: Elective
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Money laundering is the act of concealing or disguising the original, illegal source of ill-gotten money. In recent years, cryptocurrency has gone from a semi-futuristic novelty to a financial tool with increasing legitimacy and utility. The idea that cryptocurrency might one day be used to legitimately purchase real property is quickly becoming a reality. With lawbreakers taking advantage of both cryptocurrency and the mortgage market to clean their money, it is worthwhile to acknowledge where these areas might overlap. This course will review important information about money laundering, including common techniques, related criminal activity, and typical signs of illicit activity, and participants will take a fascinating look at the place where money laundering and crypto mortgages intersect.